question on claiming back bank charges - help/advise needed please

devonsaver83

Hi I have been in my overdraft for a long time 8 years + which due to be being self employed and struggling with mental health issues I have often gone over and occured charges,whenever I am earning I never have much money left to go into my own account as money goes straight in to partners to pay towards rent bills etc...
I am with barclays and I was literally just getting charges all the time for going over my overdraft.. my parents have now lent me the £1500 to cover my over draft and I am hoping now without the normal interest on that and interest for going over I can sort my self out. (I do need to give this back at some point but at least it wil be easier with out the mound of fees and interest as before was impossible)
So basically my question is based on the information above is worth me trying to reclaim charges back?, or can I not now that my overdraft is paid?
I really appreciate the time taken to read and answer this question thank you in advance

[Deleted User]

devonsaver83 wrote: »

So basically my question is based on the information above is worth me trying to reclaim charges back?, or can I not now that my overdraft is paid?

You can only expect (some) Bank charges to be refunded to you if you can show you are in CURRENT financial difficulties. Your parents have bailed you out of these difficulties and so the Bank will not entertain you trying to get a refund of historic charges.

Sorry.

devonsaver83

Thank you your answer that was my first thought but thought I would double check first, thinks for taking time out to reply . (I wasnt in a great place before mentally hence never thought about doing it beforehand)