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Reclaim bank & credit card charges

Archives for December 2012

Old RBS Account
Hi there, I wonder if anyone can give me any advice please. I tried to claim back some bank charges back in 2007 with RBS but my claim was put on hold until after the court ruling in 2009. I then received a letter from RBS saying there was no chance of getting my charges back (approx £1500) because that courts had ruled in…
Reclaiming Lloyds Silver/Vantage/Premier account fees?
We can do this now? http://www.dailymail.co.uk/news/article-2250557/Lloyds-TSB-bans-staff-selling-bank-accounts-monthly-fees-fears-mis-sold.html
RBS Cash Machine Refund Credit
I recently received an unexpected £114 deposit into my account with Ref: RBS04/07. I assumed it was a mistake related to the RBS/Nat West Bank Crash and queried it with my bank. I got a letter from my bank saying it was for an RBS review of failed cash machine withdrawals that were still debited from accounts. Turns out…
Claiming bank charges because of financial hardship - purchases
There are a few purchases on my bank statement which I think would probably go against my claims for financial hardship. To name them: When I've taken the kids to mcdonalds as a treat (very few and far between!) Paid for some items from an online shop for my mum who then gave me the money Purchases for christmas presents…
Advise regarding bank charges
Hi Guys need sme advise about bank charges that a family member has been incurring. A family member who is not good with figures to say the least has been paying alot of bank charges. Said member holds a basic bank account with no overdraft facility. Her average money going into the said account is £130 per month but she…
Confused, can you claim bank charges past 6 years? HELP
I wrote to Barclays recently to reclaim bank charges from 2004-06 as MSE said you can try past 6 years. they wrote back and i understood it as they were taking responsiblity but as it was over 6yrs they didnt have to pay and quoted some act/law (i know currently cant find the damn letter!) but i read on Financial obundsman…
Struggling with HFC PPI claim and would be grateful for advice.
I made a complaint about missold PPI to HFC relating to 2 revolving credit accounts which were repaid in 2009, having paid a ton of interest and PPI over the previous 7 years. The response from HFC was that they are unable to investigate the complaint 'because the PPI details for the account are no longer available on our…
RBS Credit Card PPI Claim help plz
Hi there, I recently sent off a PPI claim to RBS for my credit card which I have had since 2002, they responded and basically said I knew I had it so on ya bike, they sent me some photcopies of the small print which to be honest was a poor copy and couldnt read it anyway. With having the card for so long I havent had the…
old stuff
HI i've got banking records going back to 1981 thro' till now and from 1981 till 1991 i was charged £12.700 in various charges from bounced cheque to interest on loans or overdraft you name it they charged it. anyway what i need to know is if i can still reclaim some or all of these by going thro' your hardship claim…
Halifax PPI Help - 2 refusal letters
Halifax state that my husband has not been missold as it was before the FSO was in charge so regulations were different. The amount which would be returned is trivial but this is principle. Refused on basis that a box was ticked and that it was not missold (standard letter by reading other posts) I replied to this stating…
Does ppi show on all credit card statements?
I have Lloyds Mastercard and Lloyds American express which both show PPI on the monthly statements (had these for 6 yrs). My question is this: I have a Barclaycard visa (31 years), Barclaycard Mastercard (19 yrs) and MBNA (5 yrs). They don't show PPI so do I assume they do not have PPI on?
Finding old account numbers/details
Hi guys, I have decided to try to reclaim charges from credit cards I had in the past. I have had few: Barclaycard from 2003 to 2005(defaulted but then settled), then again in 2010, Capital One going back to 2005, then Vanquis in 2010 till 2011(closed). But I do no have any statements/account details. I have checked my…
should i accept the offer on ppi from hsbc?
i have received the offer from hsbc today regarding my claim on ppi,but i am not sure if i should accept it or if it's to low? can anyone calculate if their offer is ok,please! here are the details: loan amount: 2500 ppi amount: 650 total payable for loan: 3625 total for ppi : 942 total together( loan +ppi+interest) : 4568…
Accept the Offer???
I used the template (thanks Martin :-) x) and sent a letter to TSB asking for a refund on charges for the past 6 years and interest totalling £6886.03. Got a phone call today from TSB and was told they had been taken to court and are not paying out, as they have no funds to do this, but as a good will gesture they were…
Direct Debit Indemnity Credit Card Payment
I am looking for some advice. I usually pay off my credit card in full but last month decided to cancel the direct debit and make a one off payment. I called my bank and credit card company to cancel quite close to the payment date. I was told it should all be fine but to call back if there were any problems. Unfortunately…
Scam masquerading as UK Dept of Finance
I've just had a phone call from the "UK Department of Finance"! The man with an indian accent preceded to tell me that I could claim back all the bank charges I have paid, so would I like the money back in a cheque or straight to my account? :eek: Alarm Bells! I asked which company he was calling from several times. He…
Can Halifax do this!!!!
I few years ago me and my partner decided to get a Joint bank account, mainly because he was with Halifax (and not very good with money and staying on top of things) and we was fed up with the £35.00 bank charges. In the process of moving accounts my partner was late with informing his car insurance company of his new bank…
Barclays CPP mis-sold advice
hi Was wondering if anyone could give me some advice/information. My father has been with the barclays for 10yrs+ and about 3 yrs ago he had to start paying £30 a month for a card protection plan CPP on his current account. Not a credit card account just normal debit card account. He was told it was something he had to…
Can I claim for deceased / sample letter help?
My mother started to reclaim her bank charges, unfortunately she passed away a year later. Can I re-open her claim and request the reclaimed bank charges are Paid to her estate? Where can I find a sample letter for ths type of situation / claim?
Can I reclaim any of these charges????
I bank with Lloyds and although I am now getting in a position where I am getting my debt under control, I have been charged over £425 this year by Lloyds, if I wrote to them what are the chances of getting any of these fees back or would I be wasting my time. is there any kind of template I could use charges as per…

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Reclaim bank & credit card charges

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