-
Bank charges on an account I'd forgotten I'd had - help!
From when I was a kid I had an account with Nationwide, which until the other day I had completely forgotton about. I went into Nationwide to open a saving account and they pulled up details of this account which was last accessed in 2003. It was £70 overdrawn. I have since provided them my new address and paid off the £70…
-
Dont know the amount of charges
I claimed some time ago for charges on two bank accounts but cannot find the amounts/letters. I recieved the holding letter from the bank but am now reclaiming due to hardship. Can i claim without putting an actual amount?
-
Nat West Bank Charges
My son has come to me with money problems, apparently he has spent over his overdraft limit and received a letter stating they are charging £30 daily interest charges, he is already in debt , i do want to help him but not sure if these charges are correct, it seems very high, he has asked me to go to the bank with him and…
-
Clydesdale?Yorkshire bank song with video
I have now done a video with a song, having a go at the CB (and Yorkshire I suppose). It is at YouTube youtube.com/watch?v=gGq6HMp8duA d
-
Reclaimed Bank charges - now finding it impossible to open another Bank Account
Hi A few years ago I successfully reclaimed a few hundred pounds worth of Bank charges from the Natwest. Now I am trying to open a current account and finding it very difficult - in fact impossible, the only option I am being given is a 'basic account'. By no means am I rolling in the cash but comfortably on 35k with no…
-
Interest question
Sorry I have had a search of the forum but can't find an answer to my query for this one. Me and Natwest are disputing the figure of my claim, they wrote to me saying that the offer they sent me reflected ALL my charges. Because their figure was so different than mine, I rang them to ask why it was so different and they…
-
Barclays - partial success - advice please..
Hi All, I have been trying to claim back unpaid charges and unauthorised overdraft charges for a short while. I have had some partial success but would like some advice on how to finish the job please.. A brief history is below.. Held Woolwich acount for 4 years which turned to a Barclays acount for the last 2 years (6…
-
What can I do?
I am currently in Thailand (hard life) and have been for the last 12 months. My problem is that my A+L cheque book and account are held at my dads address and he also holds an A+L account. The problem is he picked up my cheque book and made a cheque out for 500 quid thinking it was his book, this account I rarely use and…
-
Reclaiming Charges if account is closed
Hi All, My first bank account was with Halifax when I was 16 and I got charged the £30 odd more or less every month. I left Halifax and closed the account around 4-5 years ago, so am I still able to go back and claim the charges? I may have the account details somewhere, but if I haven't are the bank required to send me…
-
Bank interest charge calculator not working
Is there anyone out there who can help me please. I am putting together a bank charges letter for my Son - I have entered the first three charges plus dates incurred and the calculator has worked out the interest correctly. However on entering the fourth date 27/11/2005 with the relevant charge it is showing the interest…
-
How to claim Bank charges back when taken out of Income Support Money
Hi all, Hope somebody can help me, I'm disabled & have my Income Support going into my bank account every 2 weeks which is only £79.90 & the bank has charged me £76 for 2 direct debits not being paid, so now leaving me with £3.70 to live on for 2 weeks. Is there anything I can do to claim the £76 back from the bank or am I…
-
Overdraft Interest Charges? Any point?
Have noticed I've been charged about 1.3% or so on my overdraft for quite a few months,... I was sure my overdraft was at one point interest free (i.e. student days, newly graduated days)? (not sure now) Should I bother to send them a letter declaring they're unlawful, or have I missed the point here and they're actually,…
-
Claiming Hardship from the USA
I have a pending claim with the Halifax. I gave up my job in the UK in February 2009 and moved to the USA that same month, I still have a mortgage etc to pay in the UK but had my costs covered by a friend renting my house. My friend is moving out this Sunday. Due to waiting for my work permit etc i am unemployed at the…
-
Abbey Bank hardship help pls
Good Evening all Abbey have agreed we are in financial hardship they refunded us less than 1 charge £24.25 which took the account balance to zero.What should we do next we have priority arrears on mortgage £6k gas £500 elec £240 Water £450 £1.2k council tax they are aware of these debts. Bank charges total nearly 2k where…
-
Reclaiming twice?
I reclaimed off the Halifax years ago when the reclaiming started and got back about £1000 in fees as we struggled a few years back, since then my accounts have been perfect but whilst ive been away some money wasn't transferred into my account sending me overdrawn giving me 3 bank charges totalling £105. Can I reclaim…
-
Marbles credit card claim
I want to claim back charges from my Marbles credit card, it was originally opened in 2000 when it was part of HFC but in February this year the account changed and was run by Bank of Scotland but still called Marbles. My question is do I send my claim to HFC or Bank of Scotland as I had charges before the change over in…
-
Huge Lloyds TSB Charges
Hey, I'm new to this forum! Okay so this is the low down... I'm 24 working full time for a large water utility company I get around £1030-£1,300 (depending on overtime) per month and I study part time too and enjoy the odd beer with friends etc so i'm a busy lad! I currently have an Overdraught of £3,000 (mainly used this…
-
Could someone help me-reclaiming from Lloyds
I have started the process for a claim whilst in financial hardship, Ive recieved a letter back from Lloyds saying they won't refund my charges but they will set up a payment plan with me to pay off my overdraft. Im looking at sending the template letter to threaten court action but Im a little stuck - which court do I say…
-
Reclaiming for blondes...
Wondered if someone could help. I've just started reclaiming bank charges (have sent off letter and cheque asking for amount charged since 1997), Up until summer 2007 I was a uni student and so had an overdraft limit of £1250 (which I'm still up to!) and obviously had a student loan (amounting to about £11,000). I'm now in…
-
Bank charges - outside companies reclaim
Hi there, my first time so be gentle! I believe there are companies out there to fight your corner (for a percentage obvioulsy). Has anyone on here used a company or got any bad things to say about any of these companies. I am desperatley short of money at the mo and this be a way to get hold of some much needed funds.…
