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Received transaction list from natwest... but no charges on there??
Hi all, I recently requested the list of charges from natwest as per the templates on this site, and received today a list of all my transactions on that account for the since 2004 (when I opened it). What is odd is that I can't find any unauthorised overdraft charges on it, only a couple of unpaid cheque charges. I know…
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Should I take Nationwide to court?
Hi, I have been trying to claim back bank charges from Nationwide for months now with no success. Over a year ago I agreed to pay back my overdraft monthly, an amount of £20 per month was direct debited from another account and I agreed this with Nationwide, agreeing that the account would be fully paid up and closed by a…
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ABBEY !!!! con artists
Hi there, im a new customer to abbey and i have a visa electron. When opening my account they told me at my local branch that because i didnt want an overdraft and because of it being a debit card account that i could only spend what was in my account and that if i tried to spend more it would be declined. Well...NO…
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Unpaid Direct Debit Fees
I have a loan agreement with a company and unfortunately I did not have sufficient funds to make the payment last month. I accept this and the charges associated with it. However after this they represented for the payment without informing me and I incurred a further 2 charges (they represent for 2 direct debits for the…
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What do I do now?
I asked for a refund of charges from Capital One which amounted to £792.20 with the full charge amount asked for plus interest. I have only been offered £220 which I am not happy about. What is the next letter I should send?
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Question about credit card charge reclaiming
Hi, I have 2 credit cards that i have not made any payments on for approx a year now, owing to financial difficulties. I now have the money to pay off the full balance on both cards. Obviously i have been charged many times over the last year (and a few times before that!). My question is. Do i pay off the card and then…
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Studio Success!
hi all! just to let you know, if your thinking of reclaiming charges from studio, do it now! they are currently reviewing their charges and i have successfully reclaimed £503 for my mum and £41 for me. All it took was one letter requesting details of the charges (didnt send £10 fee as they didnt request it!). they sent…
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bank charges
Just wondered if the hold on the claims will ever be lifted?and how come we all have to wait but banks can still charge us month in month out?:mad:
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HSBC £25 'Arrangement' Fee
Hi guys, I've just graduated and have received a letter through the post saying that a £25 arrangement fee will be charged on my account for the privelidge of continuing my overdraft for another year. I called them up asking why I have to pay £25 pounds to continue with the exact same overdraft as I am currently on and…
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Help please - Natwest/bank charges claim/Payplan/court??
Firstly apologies if this isn't in the right area, new to here and in need of some advice and assistance. As you can probably tell by the title my situation and query is a little complex so will try and explain as best I can. In financial difficulties and have tried to be as good as possible by following advice previously…
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Help with RBS
Hello all, just looking for a bit of help.I have held a rbs account for years with no charges and then suddenly found myself struggling a bit (as we all have) Looking online on my statements, i was shocked to see that the charges applied to my account since January 2009 (8 months) total £739. The latest one of these was…
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Capital One-cashed cheque but no charges sent!
Hi sent a cheque to cap one about 3 weeks ago using the template letter to reclaim my charges. They very quickly cashed the cheque but I have had no correspondence from them :mad:. Do I have to wait for the 40 day period before I get back onto them or should I just phone them now insisting that since they have my money I…
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barclays ppi
I have had a £5 ppi charge on my monthly barclays current account statment for years that i cant ever remember asking for or agreeing to when I call up to ask them to cancel it they say i have to send a letter to cancel or go in to a branch which i never have chance to do, how can i find out more about this charge and can…
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Problem
Hi all, I'm new to the forum and am unsure if this is the correct place to post my problem. I've trundled the forums and the website for a while now and have found the information on many things very useful. I have a slight problem with bank charges and threatening letters and don't have a clue where to start in order to…
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Reclaiming Fees from Barclays - £charge??
Hi all, I'm new to the forum and hope there's someone around who can give me some advice.. I have had several Barclay accounts for years and phoned up the call centre people to request a list of charges taken from my bank accounts. When I received these lists, I could see that the fee taken from each of the accounts…
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Help with recent bank charges
My finances are in a complete mess at the moment and I have not had enough funds in my account to cover some of my direct debits and standing orders. My bank has charged me £35 for every-time (amounting to about 8 times now) They even charged me for a failed standing order to my own savings account, on another occasion…
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Cfs
I wrote to my bank the halifax saying i am in financial hardship due to being on benefits. They asked me to fill in the CFS before they can process my claim. My question is this: do i have more chance of getting the charges back if i am spending more than my income or if i stay within it. Another thing is that i am now…
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Don't know what to do?
Hi all, I have an current account with A&L and last month went overdrawn. They were charging £5 a day and I didn't get a letter till a few days after. I paid of the £25 fee and made sure there was enough money in the account. A few weeks later I was overdrawn again, but this time it was due to the bank charging me for the…
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Can i claim this back?
baught an item off ebay, paid with paypal but clicked pay before i realised it was set to my bank account and not my credit card. I had no money in the account, asi never ever use it. Now halifax have charged me £35 that is set to come out of my account next week. They say they wont reverse it because they have reversed a…
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Submitted claim BEFORE cases went on hold?!
Hi all, Regarding my bank charges reclaiming, i submitted my claim waaaayyy back in early 2007 (i don't have the exact date to hand, sometime in March i believe, possibly before), to which i received the standard reply on the 6th April advising they believe the charges are fair etc etc, to which i replied using the…
