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Submitted claim BEFORE cases went on hold?!
Matt16v
Posts: 597 Forumite
Hi all,
Regarding my bank charges reclaiming, i submitted my claim waaaayyy back in early 2007 (i don't have the exact date to hand, sometime in March i believe, possibly before), to which i received the standard reply on the 6th April advising they believe the charges are fair etc etc, to which i replied using the template letter on this website threatening court action if the charges were not refunded.
I then received a letter dated 30th July explaining that all cases were now on hold due to the test case. My query is, surely as i submitted my claim long BEFORE it was annouced that the test case was to take place and therefore all charge reclaiming was going on hold, i should be refunded?!
I did write to my bank (Lloyds TSB) asking them about this but just again got back a standard letter advising all cases were on hold pending the outcome of the unbelievably drawn out test case (or words to that effect).
Any help greatly apreciated.
One other question, if the charges ARE found to be fair, will all the people who have been refunded not be in danger of having to pay their refund back?!
Cheers
Matt
Regarding my bank charges reclaiming, i submitted my claim waaaayyy back in early 2007 (i don't have the exact date to hand, sometime in March i believe, possibly before), to which i received the standard reply on the 6th April advising they believe the charges are fair etc etc, to which i replied using the template letter on this website threatening court action if the charges were not refunded.
I then received a letter dated 30th July explaining that all cases were now on hold due to the test case. My query is, surely as i submitted my claim long BEFORE it was annouced that the test case was to take place and therefore all charge reclaiming was going on hold, i should be refunded?!
I did write to my bank (Lloyds TSB) asking them about this but just again got back a standard letter advising all cases were on hold pending the outcome of the unbelievably drawn out test case (or words to that effect).
Any help greatly apreciated.
One other question, if the charges ARE found to be fair, will all the people who have been refunded not be in danger of having to pay their refund back?!
Cheers
Matt
0
Comments
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No, because all refunds have been made on the basis of a goodwill gesture
I then received a letter dated 30th July explaining that all cases were now on hold due to the test case. My query is, surely as i submitted my claim long BEFORE it was annouced that the test case was to take place and therefore all charge reclaiming was going on hold, i should be refunded?!No, well not until the outcome of the OFT test case. Had you filed at court in May/June 2007, then you would probably have beaten the stay of court claims and been refunded. As it is, you are in the queue with the other 1.25 million claimants
One other question, if the charges ARE found to be fair, will all the people who have been refunded not be in danger of having to pay their refund back?!0 -
Cool, so my bank took ages to reply to me therefore i miss out. Good old banks hey? Screw you over without even realising!
Thanks for the reply.0
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