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Authorised overdrafts
I notice the template letters refer to "unauthorised overdraft" - does this mean I can't claim back charges on an authorised overdraft?
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Realistically, how long until we get paid!?!?
Legal experts, financial experts, how long do you realistically think it could take to get money back. I understand we will hear the result of the appeal in October, but then it's all about deciding whether the charges are fair?? Everything involving courts seems to drag on forever. Lets just say, if I send off my 1st…
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Natwest Hardship Form
Hello guys! Well I sent off my letters to LTSB and Natwest asking them to consider my case again as I am in hardship - nothing from LTSB but got a letter asking me to fill out a form for financial difficulties from NW. Has any one got any advice for me before I fill it out and send it back? Thanks! Laura
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GE Money/ Santander - 2 accounts - 1 SAR?
Hi all, I have no clue why it took me so long to think of doing this but I'm going to request my charges back from my Debenhams and House of Fraser cards. They're both managed by GE Money, now Santander - do you think I could get my SAR for both with one £10 cheque? I can't afford to spend £20 exta in my budget to get…
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Account closed after claim... anyone had this??
Has anyone experienced their account being closed and/or their overdraft having to be paid off after having successfully claimed back bank charges?? In another thread I was told that this couldn't happen, but somebody else said their bank threatened them with it, although never actually followed through with the threat. My…
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Nationwide have charged me nearly 200 pounds for being overdrawn once!
Hi Forum! I went overdrawn in October last year and then in the middle of Oct managed to settle the debt by paying online. I thought I had cleared my debt as my balance was 10 pounds in the black. Since then, as it's not my main account, I didn't login to my account and I moved address but stupidly failed to change my…
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Halifax overdrawn charge
I had £35 taken yesterday from my account for a paypal transaction being refused..and another charge to come out next Monday.. The reason being, for my paypal account, i ahve my Halifax account as main source of payment and if they isnt enough in there then I have a MBNA credit card as a back up payment..In the time of the…
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Can anyone reccomend a company to use when claiming?
Hello!, I would like some help in claiming my overdraft charges back can anybody please advise me on a legit company to use as a middleman?. No win no fee that doesnt take a silly amount as a percentage?. I wrote three seperate letters in August 2007 to three different banks and all three responded with the "the case is…
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Natwest
I started my claim on 1st June 2007 i delivered my claim by hand. I was rejected in the normal way like many others. As the case in the courts has not been settled i decided to wait. I recently re applied by letter to my ex manager. I have closed and moved my business account. My ex manager rejected my claim again. Is…
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Claiming with interest
Hi First post here, finally taken the plunge into trying to claim some of my bank charges back (wish me luck). I have found myself increasingly living outside of my over draft and being charged each and every time.. Firstly i would like to know if i have to request my charges from the bank or, as I've already worked them…
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NATWEST currently robbing me blind! someone please help!
Hi, is there anyone on here who can give me some advice with natwest.. Heres the story, In febuary i was made redundant from my job, since then, till now, i have not found another job. I am currently on jobseekers which doesent exactly help me when the bank is, as far as im concerned, unlawfully robbing me blind! this isnt…
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Next credit card/store card
Hello everyone, I wonder if any of you can help me? I am going through my credit cards whilst not being able to do anything with the bank accounts at the moment, and whilst Egg and Capital One is fairly obvious, I wonder if there is anything that can be done with my Next card? I am getting a monthly "service charge" of…
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Hello all!!.reclaiming,CFS and credit rating.
Hi everyone! First of all thanks so much for the wealth of knowledge and info that you're all sharing here-fantastic! Long time reader here-but this is my first post-:beer:!! I came across this site whilst looking for info on reclaiming bank charges,and since then have been an avid reader. I've used loads of the advice on…
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Halifax Financial Hardship Case
I completed the templates to reclaim monies for financial hardship i received a letter from the Halifax who stated i had no case .I then completes the template to the Ombudsman and i have now received an offer from the Halifax ,I claimed for £899 they have offered £581 and to cancel all fees incurred in the next 3 months .…
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claiming bank charges abbey looking at arrears
hi i dont know if i have been not reading the right things or if everyone knows this except mebut i just spoke to the abbey to find out if they recieved my hardship forms and they said its taking about 2 to 4 weeks and what they are doing is working our your arrears and will prob decide how much if any to pay back would…
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Bank Charges
I am currently working my way through my bank charges statement request from my bank dated back until 2001. I am unsure what I can claim back from the bank. Does anyone know if I can claim for "chg o/draft interest" and "chg overdraft excess fee". I would appreciate if anyone knows as I want to get what hopefully I am…
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going to court
im gonna take lloyds to my local court for £3500 im a bit worried about going about this coz im getting confused about what to do! i made my original claim over two years ago and got rejected and ive told them to pay up or im going to court and obviously they've rejected me AGAIN! so basically what are the steps i should…
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YOUR Lloyds TSB Bank experiences for hardship.
This is for everyone trying to claim hardship from Lloyds TSB,I have given up on my claim but I am wondering if anyone else has had the same problems I had: I just heard from MSE with Lloyds basically saying they did try contact me to him, and said they did on numerous occasions try to phone me, and they did not think I…
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bank charges what can I claim back????
After spending a day robbing peter to pay paul etc just opened a letter from Lloyds TSB to say they are charging me yet again for being overdrawn. As I was feeling fed up anyway I have just logged onto my online account and run a list of charges off . I cant believe it but i have gone back to July 2002 to present and there…
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Natwest
Hi All If other members have received offers etc on a business account does this create a Precedence for like for like charges. Peter
