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Can they refuse hardship if i own a car?
I am new to this, today in fact and was wondering if someone could help. I didn't want to hijack anyone elses thread :) i am applying for hardship as i have lost my job and am only now able to work 16 hours a week. they have sent a hardship claim form and although i have already put my car up for sale its not going…
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HSBC - My 2nd claim, advice needed please
Hello all, Back in 2007 I successfully reclaimed approx £700 from HSBC for unlawful overdraft charges. Stupidly, I again got myself into trouble with them, and since that payment I have again paid approx £700 in overdraft charges. I wish to claim them back, but am slightly confused at to the state of play at the moment,…
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tempted by Natwest's first offer (all charges, no interest)
Hi, after much to-ing and fro-ing, months of letters, complaints and hardship forms, I have finally received an offer from Natwest for repayment of charges. They're offering to repay all my charges (100%) but no interest at all......this is slightly disappointing as the continuous cycle of charges and interest constantly…
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NatWest Charges - Advice Required.
This is a success story but I need some advice as it’s a little complicated. My account I was reclaiming charges was a closed account, it ended up being closed and registered as a default in the past due to the charges the Natwest were putting on on a nearly daily basis due to a couple of cheques that kept getting…
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abbey bank charges
hi has anyone had any dealings with abbey on the bank charges of around £7500 i have filled in the hardship form i am not in arrears because i keep having to use my credit card to cover my £300 a month shortfall on my earings compaired to outgoings and soon i wont have any left on credit card then i dont know what i will…
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Problems with the sites template letter for reclaiming bank charges
My wife and I are wanting to contact our bank to request that they repay our bank charges, on the grounds that we are having a time of financial hardship. I would like to bring to the attention of the site administrator/s that firstly there is no template letter for reclaiming under hardships, The only letter that is…
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Reclaim charges for a business
Hi All Sadly like many i have been charged for going overdrawn etc. I made a claim and was refused by Natwest, does anybody know if i have a valid claim. I have mainly unpaid charges and referral charges. Peter
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Who do I claim from - mortgage provider or IFA
I have read with interest about mis selling of MPPI. In 2004 my partner and I bought a house. Being first time buyers and struggling to find a mortgage we used the help of an independant finacial advisor who sourced us a mortgage through Northern Rock, who were the only company who would give us a mortgage at the time. The…
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I reclaimed LTSB account FEE's and GOT THEM
Yes, you read that right. I reclaimed the ordinary account FEE's and got what couldn't be justified back. This happened a few months ago but my life's been upside down and to be honest I'd forgotten about it. I didn't use magic, just plain old common sense. While reviewing my wife's account CHARGES the FEE's stood out as…
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Can I Claim?
Hi Sorry about this but I'm not sure if I can claim these back. I have missed 2 months cc payments and sent all a SOA and offer. They are all continuing to add interest and default charges. I have been looking at my MBNA statement today only to discover they have reduced my credit limit, but with the interest & default…
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Monument
Hi I have been offered, and accepted £340 from Monument. The account is now with a DCA, Cap Quest, who I am making regular payments to. My letter from Monument says 'payment will be made to the account the charges were charged to or, if the account is closed we will send a cheque' Is an account with a DCA closed or will…
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Reclaim natwest bank charges
Hi I would be extremely grateful if anybody could provide me with advice concerning claiming my bank charges back from Natwest. I am the sole earner supporting myself,partner and 2yr old son. The monthly income which I receive basically just about covers the monthly direct debits from the acc for mortgage, council tax,…
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hardship claims
hi guys sorry for being thick lol:confused: but if u put in hardship claim does it mean ur have be living on breadline? and wot do u do prove it :beer:
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Personal Account & unauthorised o'drafts - whats the difference>?
Hi guys Am new to this site Wonder if anyone can help me Wrote to my bank re unauthorised overdraft charges - asking for my money back (using the fab template on this website). Have just received 2 letters back from Barclays - and am confused. First one acknowledges my letter and says as martin advises that due to the test…
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Should I add interest?
I am going to start reclaiming my charges, is it best to ask for the interest too or just the original charges?
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Gtee card pymt fee bank charge??????
I logged on to my online bank account this morning and there is a bank charge for £105!!!!!! for a gtee card payment fee????? :mad: does anyone know what this is for as i havnt got a clue. thanks x
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HSBC claim has been acknowledged?
if had a letter back from my bank saying basically my claim has been acknowledged and they cant respond to my claim until legal proceedings between the banks and oft are finished and they will respond to my complaint as soon as possible what do i do know :confused:
