Next credit card/store card

garffy13

Hello everyone,

I wonder if any of you can help me? I am going through my credit cards whilst not being able to do anything with the bank accounts at the moment, and whilst Egg and Capital One is fairly obvious, I wonder if there is anything that can be done with my Next card?

I am getting a monthly "service charge" of £22.95. Am I able to claim that back?

Many thanks

Gareth

natweststaffmember

garffy13 wrote: »

Hello everyone,

I wonder if any of you can help me? I am going through my credit cards whilst not being able to do anything with the bank accounts at the moment, and whilst Egg and Capital One is fairly obvious, I wonder if there is anything that can be done with my Next card?

I am getting a monthly "service charge" of £22.95. Am I able to claim that back?

Many thanks

Gareth

Give them a call and ask, I think it is interest and not reclaimable but simply ask them what the service charge is.

bettykitten_69

I have a next card and also enquired what this was, its the interest charge. Why they call it "service charge2 I have no idea.

garffy13

bettykitten_69 wrote: »

I have a next card and also enquired what this was, its the interest charge. Why they call it "service charge2 I have no idea.

Ok, thank you very much. I thought that it was the same amount each month, which interest wouldnt be, but maybe not in that case!

On a slighly seperate case, does anyone know about mortgage accounts (woolwich), and Barclays Partner Finance (finance on PC I bought a few years ago)? Are these companies that I can claim back on? I am certainly being murdered by their charges, which seem very unfair!

Yes, I have had a bit of a financial problem over the last couple of years!

Cheers

Gareth