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Sunday walks
Hubby and me are both over 60. I am still working though not for much longer. We decided Sundays if not doing anything, are a bit boring so should take the opportunity of going for a walk. However, especially this time of year places to walk have to fit into a certain criteria for me. Walking locally gets a bit samey so I…
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wills
Does anyone know if you own a buy to let property with more than one person and you have left your percentage to someone else and you die can you still keep that property (with a Mortgage on it) if the person who has been left a share has agreed to it. Or does it have to be sold to pay the Mortgage off and the profit…
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Drawing up a will
Ok, so I've looked at previous threads on the topic and am still unsure as to what I should do. I suppose I have one of the simpler situations: 1. Wife plus self wanting to leave everything to each other in the event of one of us popping. Is that not taken as read by the law in any case? 2. Two children to share it all…
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Online dating for seniors?
Has anyone tried one that they can recommend? A friend said to avoid the "free to join" sites because people who pay a fee are more likely to be genuine and to treat it more seriously...
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Help please - free online scrabble game.
I've joined an over 60s scrabble group; it's very competitive but I haven't played for years. One or two of the group play online "free" scrabble in between meetings but despite several attempts at googling "free scrabble" (which is what they suggested) I can't find anything suitable to download. Is it me?
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on planet la la tonight what do you think
ok, l live alone own my home outright have a small private pension no one to leave it to when l pop off to that vineyard in the sky oh happy days ahead :D so do l : bearing in mind my health probs sell up and rent somewhere and spend my hard earned investement [ talking approx £80,000 ] doing things ive always wanted to…
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loan insurance for over 60
I want a simple loan insurance. Just life, no frills and just for the life of the loan. I have looked but all offer employment cover and say that the loan payment date must be before I retire ( too late, am already a lady of leisure). The over 50 life ones do not work out any cheaper than the insurance offered by the loan…
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Help Required -Can anyone remember?
I am hoping with fingers crossed that maybe someone can help me with this as i really can't keep on asking random people of the era:eek: Years and Years ago ( yes i remember that far back :rotfl:) If you had a curtain up on your front door there was a special bracket that was used so that when the door was opened its…
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Useless at maths
I am trying to workout how much a weekly rate of 167.22 to a yearly figure. Can anyone help and if possible show how it is done.:o
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wedding ring woes and arthritic joints
I have had my wedding ring on my finger for 41 years and have never taken it off and that was my mistake. I knew my finger joint was getting bigger and that my ring was getting snug but I shrugged it off. Last week, I realised that I had no spare capacity for finger swelling due to any cause and in panic mode, I tried to…
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retirement plans
Dh will finish his paid work later this year. I have been retired for a while now and have lots of interests. We are making very little progress in talking about our future plans. I am getting frustrated as he is avoiding the issue, or actually getting quite stressed about it when we do talk. My friends and family are…
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Negative equity property bequesthed in Will
Sadly, my Mother passed away last January. At the time of her death she was resident in a care home, although she still part-owned a mortgaged flat. (The flat is jointly-owned with a 'retirement property' firm. In her will, Mum left me her entire estate (I was also named as sole executor). Her 'entire estate' consists only…
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So Glad to be Home
:j Having recently returned to live full-time in the UK, I'm beginning to be able to get started with all the things I came back for, and couldn't do in Spain. 1. We have today been accepted as Stewards in our church, which we joined two years ago, but have only been able to attend sporadically while we've been visiting.…
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Social Housing
My wife and I are both OAP's, still working to pay off a mortgage, 7 years left to run. We would both like to give up work, but the only way would be to sell our property to release the capital. In such a case is it possible to apply for council housing and move in if possible before the sale is complete.
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Travel Insurance price check for 75 & 80 year olds
- sharing results of a check I did for my 80 year old neighbour yesterday He was finding his travel insurance to the US was expensive . Mickey Mouse 80, Minnie Mouse 75 yrs a single trip to U.S., 2 weeks (If you do 2 trips in 12 months annual is cheaper) I searched for the cheapest & no pre-existing medical condition. LV…
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Club 55
I see both Scotrail and Arriva Wales have club 55 schemes again this Spring. They both involve travel anywhere in their region on return tickets for a nominal sum [up to £25 for some 1st class in Scotland] of about £18. Phenomenal bargains are available on both, but does anyone know if any other companies are joining in? I…
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Ruby Wedding Gift Ideas
It's my parents' ruby wedding in a month or so, and I'm looking for ideas for a really special gift for them. My brother and sister and I will be clubbing together, probably we'll come up with around £300. My parents are already planning some kind of trip themselves, so we're really looking for an item to give them.…
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unwanted presents?
Despite e-mails, text and Facebook messages inviting her, one of my nieces still hasn't visited us, so we have her Christmas present still here. Maybe I shall just keep it till she turns up, even if that is next Christmas. Then there's the usual lack of gratitude from those who can't be bothered to drop me a thank you -…
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Riser recliner chair
Hi everyone After a bit of help here. I bought my nan a riser recliner chair, and she has had it for a few years, so it's time for a replacement. She tells me that my great aunt has one that operates with a manual "wheel" and not with electricity - this is appealing to her as she dreads the thought of being all reclined…
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Club 55 with Scotrail starts again on 16th January
Just a heads up that Club 55 starts again on Monday 16th. January and runs until 31st March. Anyone over 55 can travel anywhere in Scotland for £19 http://www.scotrail.co.uk/content/travel-over-55s-anywhere-scotland-only-%C2%A319-return