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Motoring

Archives for October 2020

Safely test car battery
How do I safely test a cat battery? Looked on Amazon for devices- not got a clue. Parents are not keen I do this but Ihave no idea how healthy it is and with winter coming makes sense in my view. What is best and what must I NOT do? Thanks
Car insurance
A learner driver is on my car insurance as an additional driver , she has just passed her driving test and my car insurance is due for renewal in a month will updating her license to a full licence (insurance company) increase or reduce my premium ?
MOT advice
Hello My cars MOT was extended to Jan21 after the lockdown, however i didn't want to put it back in just before xmas and is booked in on tuesday, and if rumours are true, we'll be back in full lockdown on thursday, should it go in and fail, and i can't get the repairs done will i need to take my car off the road? if so,…
New Owner, Insurance, Car tax, etc. Old Owner Car Tax Refund. Best Timing??????
As title. Thanks for all replys. :)
Car for learner driver
Some advice please. my son is 18 next week - currently learning to drive. We are buying a second car - smaller than our current family car firstly so we can take him out in it till he passes his test to get more experience and then once he passes it will be his car with us as parents having occasional use. So in terms of…
Any recommendations for breakdown cover for older cars over 15 years old?
I have two cars and myself and spouse to cover; nationwide recovery required. Both cars are over 15 years old which rules out AutoAid as buried in their terms it states they only cover cars up to 15 years old; I only realised this by a tip off in a review as it is not until you get the full-length t&c's that this is stated…
Car Owners Forums - Membership Discounts
I've been a member of the Toyota Owners Club forum for many years and they offer what I believe is a very worthwhile "paid for" membership option which offers amongst other things discounts from Halfords products ranging from 10 to 15%. I know Ford Owners Club offers a similar product. I am aware that some say Halfords are…
are car service plans and warranties worth it from Car Shop
So I bought a used car from Carshop, Audi A3 2016 1.6 diesel. Its been nearly 3 months and so far no problems. However, on the day of collection they told me it had no service history. But had a major service with them. I received a call from them trying to sell me a service plan and warranty. This is what he said "Our…
Rattling Exhaust - causes?
This evening, I noticed a rattling sound in my 2012 Ford Fiesta when idling. It originally sounded like it was coming from the front of the car, either under the hood or the wheel arch (driver side) but it soon went away. The 'tone' of the noise changed when I had my clutch in (tried it a few times). When I got home, I…
Lost/mislaid the only key for the car. Any options?
My husband has lost the only key he has for his old car. Last remembers having it when he moved it off the driveway last week when his new car was delivered. It's not been seen since, although he is adamant that he brought it into the house after locking the car up. It's a 54 plate Ford Focus and he was going to sell it.…
Waved out at junction... who is at fault.
Hi, looking some advice on responsibility. I was involved in a small prang coming out of a petrol garage. I was waiting to pull out, to turn right across two lanes of traffic to the opposite two lanes. A bus stopped which I couldnt see around so its driver waved me out. I "suggested" twice "You sure?". He waved me on…
Can a garage use my car personally?
My partner needed a new timing belt and water pump on her car, when she dropped it off at the garage she bought the car from (due to us already having a few issues with the garage) she took a picture of her mileage. They had the car a week despite telling us it would take a maximum of two days to get the work done. When…
Avoiding getting ripped off on FB Marketplace/ Buyer wants to do bank transfer of deposit
Evening all, So I'm looking at selling on my motorcycle and having put it up on FB Marketplace today, have a fair bit of interest from local areas. One buyer in particular is keen, although he says he doesn't get paid until Monday next week. As a result, he would be looking to pay a deposit today by bank transfer and sort…
Speeding Fine - car noted as goods vehicle?
Hi all. Received a notice today asking for driver details. I was clocked by a camera van on the way home from work doing 81 on 70mph dual carriageway. The notice says ‘alleged offence of exceeding the spied limit for goods vehicle manned equipment’ I don’t deny I was speeding, but my car is a regular SUV, not a goods…
Adding newly qualified driver - premium increased more than £400 in one month!
I have Multi Car Insurance with Admiral which is due to renew in mid Jan. 2021. My daughter (17 years old) just passed the test and I wanted to add her onto one of my car policies. I was quoted nearly £600 to cover her from today until mid January 2021. The very odd thing is that I bought the same insurance one month ago…
Car Insurance: Who is liable?
Two cars parked in a public street. Car 1 catches fire. Fire spreads to Car 2. Car 2's owner is told by Car 1's insurer that because it is no fault of their insured, Car 2's owner must claim from his own insurer. Is this correct or incorrect? I would be grateful for a simple explanation as to why, in either case - correct…
Replace rear wheel bearing
What is the cost for rear wheel bearing replacement on. 53 plate mini harrogate area
Best supercar driving experience
Probably not very moneysaving, and not entirely 'motoring', but… Has anyone done one of these that wasn't rubbish? Ie, you got a decent amount of laps and were allowed to give it full throttle? Would be looking for a track in the south east.
Change of address for car
Hi, I have recently moved house. How do I change the registered address for my car. Can it be done online or do I have to post the form. Thanks Amit
Car seizure
I need advice regarding my daughter's situation. May 2020: Daughters car seized by police suspected to be used in a crime to date this is still under investigation. My Daughter gave a lift to someone on a WhatsApp group acting as a taxi where she was paid for the journey. Unbeknown to her they committed a crime returned to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Motoring

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