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Car insurance

Tonuja
Tonuja Posts: 22 Forumite
Fifth Anniversary 10 Posts
A learner driver is on my car insurance as an additional driver , she has just passed her driving test and my car insurance is due for renewal in a month will updating her license to a full licence (insurance company) increase or reduce my premium ?

Comments

  • TadleyBaggie
    TadleyBaggie Posts: 6,479 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Increase almost certainly.
  • wongataa
    wongataa Posts: 2,676 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only one way to find out for sure.  Ask your insurance company.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Yes, by a large chunk.

    As a learner, she could not drive the car legally without supervision from a responsible, experienced adult.

    With a newly-passed full licence, she can drive the car at 3am with nobody but a bunch of pee'd-up mates hanging out the back singing along.

    Well, obvs, not for the next month, but...
  • cymruchris
    cymruchris Posts: 5,553 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Definitely up. No doubt. Likely scarily so.
  • Tonuja
    Tonuja Posts: 22 Forumite
    Fifth Anniversary 10 Posts
    In that case it is better to remove the policy from my insurance thanks everyone
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Tonuja said:
    In that case it is better to remove the policy from my insurance
    You mean not to put them on as a named driver?

    Do they ever need to drive that car?
  • Tonuja
    Tonuja Posts: 22 Forumite
    Fifth Anniversary 10 Posts
    AdrianC said:
    Tonuja said:
    In that case it is better to remove the policy from my insurance
    You mean not to put them on as a named driver?

    Do they ever need to drive that car?
    Yes not to put them as named driver but I'll find out the price difference from the insurance.  
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Do they ever need to drive the car?

    Because, if not, there's zero point in having them as a named driver. But if they do...
  • Tonuja
    Tonuja Posts: 22 Forumite
    Fifth Anniversary 10 Posts
    I have informed the insurance company and there was no increase atall .Thanks for all your opinions and stay safe . 
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