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Buying used cars and consumers act protection
We bought an used car from CarsJunction in Wandsworth late May/early Jun with an extended warranty. We also used a credit card as part of the payment for added legal cover and the choice of buying a car from a business over a private seller was the added protection it offered. The AC wasn’t working but the car dealership…
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Which HPI?
There are loads of companies offering "HPI" checks other than HPI, some including their £30k warranty. I realise some will be OK and others not provide such a comprehensive check. Can anyone recommend a decent one who provides a good value package of 3 checks? thanks
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Vehicle Lease VAT
Hi, I lease a vehicle from a vehicle leasing company it's not a PCP just rolling month to month lease. I use the vehicle for private use and travel to and back from work, can I become VAT registered to claim back some of the VAT? Thanks
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PartX query
Hi everyone! Just after some advice really. Long story short have had the car for a year now on a 48m PCP. At the moment the car is valued at a £4500 with the settlement figure at £5400. Now if i wanted to get a slightly newer car what would be the best way to do this including the negative equity which isn't that much…
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Car Accident
Hi Everyone, Unfortunetly, I had an accident today when driving. I was driving up a road, when a flat pack van coming down the opposite way came down and some material, I think plastic came flying off the back of the van and has cracked 90% of my windscreen. The van didn't stop and sped away. I do have this all recorded of…
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Vehicle Classification for cheaper insurance
Hi Money Savers, I hope someone can help as my Google searches have not brought me any conclusive information. I want to buy a small van or people carrier to convert into a micro camper. Here is what I do know: If I bought a panel van and converted that, reclassifying it from van to motorhome with the DVLA could save on…
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PCP and part exchanging to NEW car HELP!
This has not really been explained to me fully yet but... My current PCP finance deal is ending in March 2021 so 7 payments/months left then my final 'balloon' payment. Im looking at getting a new/used car soon, within a few weeks. I know I am in positive equity as my final balloon payment is £9,000 and ive been quoted…
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Buying car at end of PCH - discount?
Hi all. It's been a while since I've been on here. I've tried Google for an answer to this but wasn't getting anywhere so I thought I'd ask the MSE forum experts. My PCH car lease ends next month. It's a VW group car and they let you offer to buy the car via BCA (British Car Auctions), who act on their behalf for…
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MOT and partial retest question
So, I went to my MOT appointment three days ago and my MOT failed and the garage has said it won’t be able to get the job sorted until next week. I need my car urgently. On the gov website it says:
“You only need a partial retest if you leave the vehicle at the test centre for repair and it’s retested within 10 working…
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Looking to buy a small, used car. Help!
Hello folks I'm self employed. Haven't worked since March. Fallen through the cracks of the government support schemes. And now my car is on the brink of dying. Excellent! I'm looking for a small used car for no more than £4k. (Ideally no more than 8 - 9 years old, and with no more than 70k on the clock.) I'll mainly just…
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AA Renewal
Anyone had a good deal on their AA renewal? They offered me £166.80 for a year.
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CAR BREAKDOWN COVER NOT REQUIRED - REFUND?
My named driver had to take out expensive breakdown cover when my car broke down 150 miles away (she couldn't find my own policy at the time). They towed her to a local garage. But she doesn't need it - she uses a mobility scheme car - is there any way she can get a partial refund? We don't need 2 policies for my car.…
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Luxury Car Tax
I'm just about to buy a used car which attracts the luxury car tax. It was originally registered in May 2018 and DVLA say it attracts the tax until end of April 2024. When I tax it this month, August, I know I'll have to pay the £140 hybrid tax plus £325 luxury tax. My question is this; if I keep it past April 2024, is the…
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Webuyanycar not paying as agreed.
I sold my car on 12th August. Paid for next day payment and it’s now 14th and still not received. There is no customer service number. Sent email but reply says we’ll get back in 2-3 days. Quite frankly disgusted. Any advice or experience?
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Conditional Sale Finance Reported on HPI check
Hello, I paid for a ford focus including a part exchange at the trust ford Edgware dealership. The dealer had informed me that all their cars are free of finance and HPI checked when I first spoke to him. As this is a Ford main dealer I did not feel the need to run a HPI check myself before paying for the car. I decided to…
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Garage smashed fuel tank during tyre change
Hi guys, I am having huge problem as over a month ago I went to local garage to change my tires. Day after I got the car back I've noticed that fuel is leaking. Then I had a look underneath the car and realised that the fuel tank is smashed from a jack. Same day I went to garage to show the damage. Firstly the owner denied…
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Company Car - claiming fuel cost
Hi all, looking for some advice as I am struggling to find the right answer. I currently have my own car that I use for company use. My company pay all of my fuel via a fuel card. All my private mileage is charged back to me and deducted a source. So my company charge me 12p for every private mile I travel. So main…
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Insurance after medical
Hi, I lost my license on medical grounds (mental health & alcoholism). No points or convictions. I've now got my license back....yay!!! BUT how best do I go about getting the best insurance quote?I’m worried they may refuse to cover me :'(many thanks!
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Renault Scenic handbrake woes
My Reanault Scenic (2004) has always ticked along nicely. Yesterday it had a new coil spring and today it was obviously feeling put out about it! The electric handbrake went from working perfectly normally to nothing at all. No whirring of the 2 electric motors beneath the car, just a handle that now feels like it’s doing…
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Temporary breakdown cover - legal to have 2 lots of car insurance?
Hi all, We are travelling to the Isle of Rona (Covid permitting) in Sept, from Melton Mowbray so it's a good 9-10hr drive + 1hr boat. We have decided to take my 16 year old VW Lupo, she's a good car and pretty reliable, passed her MOT in Jan with no advisories (69k on the clock) but we've never gone further than 3 hours in…
