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New Road Tax Price Increase!
Hi, When buying a brand new car whether you buy it outright from the dealership or lease it brand new is the customer liable to pay for the road tax for the 1st year or is the road tax usually paid by the dealer or leasing company as a good will gesture courtesy? If it is a 2 year leasing contract then road tax is usually…
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Another insurance excess question
My step son, a home carer had a non fault accident with a delivery van, he has business insurance as required. It was fairly straightforward, this van turned across his path and step son couldn't avoid him. We spoke to his insurer at the scene, his car was recovered, the insurer organised a rental car from Enterprise and a…
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RAC Hpi report : THE MILEAGE DATA FOR THIS VEHICLE IS MORE THAN 1 YEAR OLD
Hi thinking as about buying a car so got a RAC report done. It has two warnings - 1 is about plate changes. There was a plate change very early on - and the second says this: the milage data for this vehical is more than one year. What does that mean? In the further info section it says SOURCEDVLAMILEAGE6000DATE2008-04-18…
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Insurance payout offer
Can anyone point me in the direction of a template letter that I can send to my insurance company to decline their first offer for my whiplash claim? Thanks in advance 😊
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Protecting no claims Bonus
Hi hope all are well! I wanted to know is it worth still protecting my no claims bonus with insurance companies, I have accumulated about 17 years and would like to know if it is worth paying extra to protect it and consequences of not protecting in my case. Thanks
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Suggestions please
Hello. I'm thinking of a car/vehicle to use for camping, if I ever can. It would need to be spacious and have a high driving position (I work in the ambulance service and really like being higher up) I would prefer manual and a diesel engine. I would also like the ability to have enough space to sleep on it overnight if…
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Bit of help understanding this please...
I intend to buy my nhs lease car. I asked for a quote as I retire and return on the 30th June and return 24 hours later but on reduced hours and so wont qualify for salary sacrifice. I have been sent a quote today and I'm happy with the quote but it gave me 30 days to cough up for the car which I will all being well. My…
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LV Multi Car Premium Increase 2020 -2021
I've just had a quote for annual renewal of car insurance from LV= for June 2020 to 2021Ford Focus '03 reg it has gone up by 5.9% andVauxhall Corsa '62 reg up by 9.6%No claims made in past 12 months. I've emailed LV= with the followin and await their reply!"Dear Sirs, I'm in receipt of your renewal quotation. 1. Please…
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Car has been in garage for over a month - say they are looking for a part but give us no updates
Hello, I'm looking for a bit of advice on what to do about our car that has been sat in the garage for over a month. My husband took our car to get the timing belt changed around a month ago and the garage said this job would take a couple of days max. The garage called us a few days after we dropped the car off and told…
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Mercedes diesel group action PGMBM
I have read that there is legal action being planned against Mercedes for their Diesel cars for illegal emission defeat devices. It is suggested that owners should join the claim with a potential compensation payout of up to £10000. One of the big firms is PGMBM is this legitimate and should I join the claim with one of…
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Paying after a contract end date
Hi, I've had a car on PCP for 3 years with PSA Finance. This contract ended on 16th April and they were supposed to collect the car. Due to the Corona Virus situation Manheim (their collection agency) are unable to collect. PSA have advised me that I need to continue to pay for insurance for the car as any damage while in…
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Car finance options
My mum had a stroke and can no longer drive. It is on finance and my dad arranged for the garage to buy it back. Then corona struck and they withdrew their offer. Finally today I have clarified that they either return the car and end the finance agreement without paying the final lump sum (leaving them £2000 out of pocket…
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Car Insurance NCD query
I have separately built up full NCD on two cars. Both have always been in my name with my wife as a named driver. Recently we have had both cars insured separately with Direct Line. Last Autumn my wife had a minor bump in one of the cars and we claimed on the insurance. I lost 3 years of no claims and my premium went up…
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Previous keepers on V5 ??
Daft question time !! Just bought a used car from a main dealer and was told it only ever had a single owner who had bought the car new (from the same dealer). The V5 has just arrived & in the special notes it says: No of former keepers 2 1. Declared new at first registration. Just looking to check that the dealer wasn't…
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Car Insurance Cancelled by Hastings Direct
I insured my car through Hastings Direct via a comparison website. The start date was for 3 weeks in advance. They cancelled the policy 3 days after taking out my policy saying that there were differences in my policy from when I first purchased. There after they sent a message saying "you carried out a number of quotes…
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Morrisons National Petrol Price Cap @ 99.7p/litre
Morrisons have introduced a national price cap for all their supermarket petrol stations of 99.7p/litre (104.7p/litre for Diesel). https://www.thesun.co.uk/money/11593252/morrisons-petrol-price/ Disclaimer: This item is News, not paid promotion. MSE does not accept advertising. Neither I or MSE are especially advocating…
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Charged a traffic fine by Sixt - need help
I hired a car from Sixt 2 years ago for my honeymoon in Tuscanny. I received an email this year about a fine and threat to escalate to debt collection. Do I need to pay? My concern is that there is no telephone number to contact them, the website isn't any better and when I've called there is no clear option via the…
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What to do when your car is hit and written off when parked
Apologies if this problem has come up lots before but couldn't find it. On Friday our Ford S-Max was hit by a milk truck. The passenger side wing was ripped apart and the bumper was detached. There was also some damage underneath to what looked like the coolant tank. Thankfully the driver knocked on our door and gave us a…
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Should I claim on my policy or wait for the credit car hire company to sort out the liability?
Hi all, I really need you advice! I was too naive when I dealt with the issue. I have already learnt a lesson. And, sorry for a long text in advance! Questions I want to ask probably is more than just: 'Should I claim on my policy or wait for the credit car hire company to sort out the liability?' In brief, I was involved…
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Have I missed something... Unhelpful car dealers...
This is a rant and I don't know if my expectations are too high... but I have received nothing but unhelpful car salesmen over the COVID lockdown. I have cash waiting to buy a car - Not an insignificant amount - £35k and I know exactly what I want and am not expecting a deal. I am just using my time to click around online…
