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Car written off, v5 is out of date
I moved house a few months ago and although I updated my address with my insurance and on my driving license, I never got round to updating the address on my v5. I have a postal redirect from my old address, so still receive any post sent there Now I've been in an accident (100% the other party's fault) and the car is…
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Car Shop Service Plan
Hi, Hoping someone can help. My mum bought a Kia Cee’d in May 2016 From Car Shop and also bought a service plan with it (£390) now she initially thought the service plan was paid for up front (it wasn’t it was set up for DD at £10 a month). Now in November 2017 the car had a service no problem. Gone to call them to today…
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HP V PCP
Hello If someone could help me please I was looking at getting anew car on pcp however when I was credit checked initially by the dealership they said I was declined for pcp but not for hp, I don’t understand that because hp is requiring more money from me , therefore it’s more expensive and pcp is cheaper I spoke to the…
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Paying the dealer for a brand new car through online bank transfer
Dear Forum members This is the first time I am buying a brand new car (cash). It's a CRV. Paid the booking amount of £500 through credit card. Delivery expected next month. Dealer have suggested that once the delivery date is confirmed, that I pay the remaining pending amount of more than £30000 through bank transfer. My…
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Wheeler Dealers
It’s been around a while and no doubt already been discussed a lot. I’d be interested to know what people here think of it. Talking as a recent viewer, I feel a bit torn as on the one hand it is very educational and instructional and will encourage people into restoration as a hobby or career. But on the other hand it…
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Purchase via a private sale advice.
Hi, am off to look at a second hand car from a private seller, car is up for £12,500. It's been awhile since I've purchased via a private seller so was wondering if you have any advice please. Am guessing for money that an online faster payment transfer is the safest ? Also what's the best hpi search to use please. Am…
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Scrappage Finance
Can anyone help me. My car engine has seized and will be to expensive to repair, unfortunately I still have outstanding credit on the car. So the question is if I want to trade my car in on a srappage deal: 1. Does the car need to be running? 2. Will the garage pay off any outstanding credit out of the scrappage money? ie,…
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Taking delivery of a lease car - asked to sign delivery note before delivery
I'm arranging a delivery of a lease car and signed and supplied documents to the dealer (contract hire, direct debit form). Now the dealer asks me to sign a delivery note without dating it and ticking any boxes (such as confirming the car is clean and undamaged etc.). I'm not sure if this is a common practice (never leased…
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New Skoda superb.
Hi all,we (the wife) took delivery of our new Skoda superb last week.Its a motability car which she uses to take me to various hospitals,clinics etc some a pretty long distance away. It's a 1.5 petrol and we paid an extra £1100 to get the SE spec.We are delighted with the car,lots of room in the back where I must sit,very…
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Lease car written off by Waitrose delivery van
Hi all In December 2017 I took out a personal lease on my dream car (a beautiful Alfa Romeo Giulia Veloce) for 2 years, paying an initial payment of £2,700 and then £295 each month - GAP waiver was included in the agreement. 3 weeks ago my car was rear-ended by a Waitrose delivery van who’s brakes had failed and the car…
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Best Value EV
Looking to replace my diesel and replace it with an EV, what is the best value EV currently? I've looked at the Leaf and Zoe, ideally I'd like range over 200 miles but could probably manage with 150 miles+ Daily commute is 40 miles each way, I can charge for free at work and work from home twice a week so mileage will be…
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Drunk driver hit my car
Hi, hope someone can advise me. I was recently in a car accident when an incoming car swerved across the road into my lane and hit my car. The driver was arrested and charged with being over the limit. He is insured. My car has been picked up for repairs but I have been told it may be written off, however the payout may…
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Speeding ticket and the date of the NIP
Hi All, My daughter has received a Notice of Intended Prosecution of a speeding fine. The date of the offence was 03-10-2018, 40mph in a 30 mph limit area. She has just received the NIP, which is dated 14-11-2018 and arrived on the 15th Nov, some 42 days after the offence. She is not disputing the offence, but my…
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Car Trade in value
Hi everyone - I'm looking for a little advice please. I've recently agreed to purchase a new car from Arnold Clark on a PCP agreement. This included trading in my existing car towards the value. I believe I got a reasonable offer for my existing car and I agreed to their valuation. However, the MOT is due on the 15th of…
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Sourcing and Buying My Written Off Car from Salvage Company
A few weeks ago I crashed into the rear of a van after it braked sharply to a halt to avoid an accident up ahead. I left my car with a body shop of my choice and it was declared a total loss (Cat N for non-structural damage) after an at-fault claim with my insurance company. I was offered a settlement and the option to…
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Car Allowance, Salary, Pension and Student Loan
Really struggling to get any solid info on this one so thought best to post a direct question on it myself... Do you pay pension contributions on Car Allowance? Do you pay student loan contributions on Car Allowance? If yes, what’s the point of Car Allowance, why not just add it directly to a persons salary? Thanks!
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Car insurance refund help
Hi I had insurance with ensure and recently had an accident which was my fault, although the damage wasn't much the car was old and of little value and was subsequently deemed beyond economical repair. The insurance paid out but I also thought that as the insurance still had over six months to run I would be due a refund.…
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LED Bulbs?
Can anyone tell me if LED Headlamp Bulbs are street legal? If they are, and you have used them, could you give me your opinion on them, and a recommendation for some H7s.
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Help Needed - Emissions
Hi I am already a long time user - but have somehow logged out and can't remember password.. My car is not used on a regular basis, and on occasion I have had to have the car jump started as the battery had died. Last time this happened, the check engine light came on, so a trip to the garage for a repair, service and MOT.…
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Can I return a car within days of buying it
Bought a car from Arnold Clark. Yes I know:oops: Ford Focus 1.0 Ecoboost Test drive went well enough. Never really noticed anything suspect. Driving home last night and noticed a whistling noise coming from front brake, left hand side. Had a look online and realised that there seems to be a growing amount of problems with…