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Motoring

Archives for January 2017

Tyre dressing - any recommendations?
I generally use Autoglym products, since their whole kit came with the car, but I'm really disappointed with the tyre dressing. It had good reviews on amazon but either I'm doing something wrong or the stuff is just useless. (Their de-icer has also been a disappointment). I want something to make the tyres clean, shiny,…
Buying new car, best way to tax and insure while VTing existing car
Hi All, I currently own a car with PCP of which I have paid over 50% and I plan to voluntarily terminate it tomorrow. I wanted to have my replacement car lined-up so have agreed to buy a second-hand car which I am due to pick up tomorrow. Given that I will be responsible for my PCP car for at least another 14 days, I am…
how long it takes?
Hi, how long it takes to get new driving licence after renew it at post office??
Recommend a new car
Hello All, We are looking to change our current car, the car we have currently is a fiat Panda 2006 1.3 diesel that has done 65k miles however we now only do 5-10miles a day with the odd run home (300mile round trip) which isn't going to be good for it long term so we need a petrol. Ideally we could do with: Something…
Insurance quotes are a joke!
Literally! I just called up Directline to retrieve the quote I made over the phone two weeks ago. It was for just under £800. The advisor very conveniently "couldn't find" the quote and told me I would have to make a fresh one online. So I just tapped in my details again for a new quote, and using the exact same…
Time limit on car insurance claims?
Hello everyone! Does anyone know what is time limit on car insurance claim? I know that for personal injuries it is 3 years from the date of car accident. What about time limit for car damage claim? I have found on this forum similar thread but it has been posted in 2006.... thank you!
Octavia 1.4 TSI high mileage
Am in the market for one of these and I can just about stretch to a 2013 model which gets me the new shape and upgraded 138bhp engine, but with 50,000 miles on the clock. I know the diesels are capable of really high mileages, but don't hear so much about the petrols. Anyone with experience of this engine with high…
BMW Voluntary Termination
Does anyone have experience of voluntary termination with BMW Financial Services? My other half has voluntarily terminated her agreement with BMW with some excessive mileage. As she has paid over 50% of the overall agreement amount, voluntary termination was possible and she should just be able to walk away. Does BMW have…
VED and changing cars
Apologies if this has been asked before, couldn't find relevant information doing a quick forum search. My daughter is about to change cars, she currently pays VED by monthly direct debit. My understanding is that she will need to take out a new DD to cover the monthly VED charge before she can legally drive the new car, I…
Renew driving licence - use new photo?
My driving licence is due to be renewed soon. The online application only lets me use my passport photo (which was taken 9 years ago, when I was 17). I've lost quite a bit of weight since then and look fairly different. I don't really want a photo of a 17 year old me when I'm 36. Short of getting a paper application form…
Service plans - mercedes
Hello I'm thinking of buying a bigger car to use for personal and business use as I'm a DiY handyman. Service palns for the GLS - is it worth it or should I buy a stand alone service. I'm aware the stand alone prices will add additonal items on top of the service costs. Car I'm looking at is 4 yrs old with 90k on the…
Car Insurance upgrade. Is there a penalty/fee?
I have broken my leg and unlikely to be able to drive for many months Seeing as the car will be sitting outside my house, I was thinking of getting third party insurance and then upgrading to fully comprehensive when I get back behind the wheel. Does anyone know if I will be charged extra? My mechanic thinks I will.…
U.K. Engines
Has anyone had any dealings with this engine reconditioning company?
Insurance on replacement vehicle after write-off
Hello, My partner had an accident last week which resulted in the car being written off - luckily she didn't have any injuries, and no-one else was involved. We have comprehensive insurance and have received a settlement from the insurer. The insurance policy was due to expire in March. I had assumed this would be the end…
how long would it take to pass my driving test and start driving?
this is a really vague question, i understand this. however, i am looking to get back into driving and wanted a guesstimate of length of time to pass my test. i am 29 and after some unsuccessful attempts at driving (mainly due to finances) from age 18 - 20 then 3 years ago i failed my test. since then i never got back into…
Hyundai i10 headlamp adjustment
I have a March 2011 Hyundai i10 bought from new and have noticed that sometimes the headlamps adjust themselves and after research on the internet that it is a faulty headlamp adjustment switch which should have been replaced for free at a service. However, after the services that I had included when I bought the car (3…
Halfords MOT Beckenham - Anyone?
Hi all, My cars first MOT is due. Its done 7000 miles in 3 years, regularly serviced. I'm planning to take it to Halfords Autocentre at Beckenham for MOT. If anyone here had their MOT done there recently, please can you share your feedback? Many thanks!
Ending PCP early
Apologies if this isn't the correct place to be posting this, please move if not. I want to end my pcp agreement early and I am over half way through the term. What I'm finding slightly unclear is whether the final value fee needs to be factored in as half of the final payment as it is optional. All the paperwork I have…
Removing pressed plates (but keeping in good condition)?
Any tips on how to remove metal pressed plates that are in place with adhesive strips? We're going to be removing ours to sell the car but the last time I did it it ended up bending the plate right out of shape so I had to buy new ones. I'd rather not buy new plates if I don't have to.
Paying road tax (VED) by direct debit.
Under the existing car tax rules, if you pay up front for 12 months tax then you lock in at the rate applicable at renewal and you don't pay any increased rate until you come to renew the following year. But what happens when you pay by monthly direct debit? Does your direct debit increase when the rates (generally) go up…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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