Insurance quotes are a joke!

kmb500

Literally!

I just called up Directline to retrieve the quote I made over the phone two weeks ago. It was for just under £800. The advisor very conveniently "couldn't find" the quote and told me I would have to make a fresh one online.

So I just tapped in my details again for a new quote, and using the exact same information as the £800 quote, it came out at £1188. Double checked the details and they are correct. Pretty !!!!ed off that it's jumped £400 in 2 weeks, I just made another identical quote - and it came out at £937. I have double checked both these quotes and the information is correct and identical in both.

Here are the two quotes I've obtained from the same insurance company in the space of 5 minutes:





What a JOKE. Do they come up with these quotes at random? Just roll a dice and see what comes up?

kmb500

Just did it again - £874! Its like bingo really.

forgotmyname

Save the quote and make notes of any reference numbers.

Dakota_Deville

Quotes vary on line depends on day/time/etc, good luck chum.

kmb500

Dakota_Deville wrote: »

Quotes vary on line depends on day/time/etc, good luck chum.

it's literally £300 difference... in the space of 10 minutes. lol.

AdrianC

Are they all due to start on the same date? When?

blazzz2016

I am looking into getting my 1st car as well and a quote which was £1200 a week ago is now more than double- £2900 today!!!

kmb500

AdrianC wrote: »

Are they all due to start on the same date? When?

yes next Sunday when my insurance expires.

kmb500

I dunno how they calculated it (it seems seriously random) but the quote came down to £790 on directline so I bought it. very happy with that. My renewal price & other quotes were all £1300 minimum, WITH a black box. Nothing cheaper than that. And then Direct line just makes up some quote for like 60% of the price and dont need a black box. utterly bonkers lol.

AdrianC

kmb500 wrote: »

yes next Sunday when my insurance expires.

Short lead times to the inception date do see premium hikes - often quite serious - so it's no surprise that a quote from a week or so ago has risen if the policy's due to start in a few days.

wapow

Yes, that's the way it is. As mentioned previous, day/time/occupation/mileage/where you keep your car/etc


All of it can change your premiums.


Even in 10 minutes.


Just gotta play the game. They a bunch of !!!!!!!!!!!!!!!!!!!!!!!!!!

kmb500 wrote: »

it's literally £300 difference... in the space of 10 minutes. lol.