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Stopping son from borrowing money
Can anyone give me any advice on how to stop my 19 year old son from borrowing money from payday loan companies? He has no means of paying back and lives in my house. Also I have just discovered he is trying to borrow £2000 from a company, should I write to them advising them not to lend it to him and stating that he has…
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Hooray i won
first plus are refunding every penny of PPI plus all the interest we have paid plus 8% standard interest,Hooray hooray...time for a stiff drink.never thought i'd see the day...(better not put my interest rate up now lol):beer::j:T:rotfl:
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Student loan v ISA
Hi I have a student loan and i was just checking my balance which comes in at just under 18K. I was just wondering whether it would be best to start paying back my student loan, or wait until I have filled my ISA allowance before paying back my loan. Or maybe even taking some money out of my ISA to pay. My earnings are…
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Vting a car
hi there, i have a focus 2006 1.6 car which i brough in march 09 and was made redundant a few years ago and was wondering if its worth Vting to get my bills and that down and out the way so to speak. i only owe £3100 which is way over the 50% mark to do this but i have had things done to the car like rear window tints, cat…
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Zopa
Hi, has anyone used this website? looking at borrowing. Anyone have any stories?
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black horse finance
hi i have a motorhome on finance my husband is no longer able to drive it due to medical problems so this vehicle is no longer any good to use and we cant afford to keep it, we contacted black horse to see if we could terminate but we dont have a certain type of finance agreeement to do that. we can let them sell it at…
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advice on getting a loan with a CCJ
hello. i'm in the situation where i now want to consolidate all my debts. i'd be able to do it but i have a CCJ against my name from vodafone for not paying a bill i couldnt afford at the time as i was moving house. i'm now paying it off in installments via a company vodafone use to contact evil crimanal people like me...…
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Yorkshire Bank Loans- Credit Searches
Does Anyone know who yorkshire bank use for credit searches? Can find Yorkshire Building Society, but not Yorkshire Bank?
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Equity Loans ..Help?
I am single person with one dependent. Are these new housing schemes eg - Kick start (70 -30 equity loans a good thing? Any information/ advice - would be greatly appreciated. I am looking at a 25 year mortgage term with 30% Equity loan that has a five interest free period. then on 6 year interest of 1.75% :o :o
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loan to consolidate????
looking to see if anyone can offer any advise, please. I have racked up quite a bit on credit cards & overdraft debt and was looking to see if I could get a loan to pay these off and have just the 1 monthly payment, I am managing to pay all my bills on time each month but it is mostly just interest therefore the total debt…
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Credit Report - Anything I can do?
Hi guys. Applied for car finance and got rejected. Was pretty confident I wasn't late on any major payments, and had never defaulted on payments in my life, so decided to get a credit report. Turns out, I have a credit score of 970 odd which is good and above average. However, what I didn't realise was that paying your…
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Is a Loan right for me? (or credit card)
Background on the important info; 28 yr old, Homeowner, had previous loans when i was younger all paid on time, never late, never in overdraft, savings, credit rating very high. no current debt at all (other than mortgage). I dont want to get into the discussion of stay out of debt etc... As I know thats an ideal world but…
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Please Help FLM Nightmare
Hi I am having a nightmare with FLM a loan company that i'm with. I'm looking for some help please. FLM are a loan company that offer unsecured loans to people with bad credit as long as they can provide a guarantor who is a home owner. Last year I applied for a £3000 loan direct from FLM's website. The reason I applied to…
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Moorgate Finance
Has anyone had any dealings with Moorgate Finance, they bought out Egg Loans about a year ago? I am lucky enough to have only 1 more payment left with this god awful company and then I'm debt free. By mistake in Dec 2010 I cancelled my direct debit to Egg so missed that payment. I contacted Egg in December to reset the…
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can anyone help, any ideas please
[FONT="]Hi, This is shortened version of what has happened to us; In August 2009 we used our touring caravan as a deposit to buy a static caravan on a caravan site. To finance the remaining costs we took out an agreement with black horse. We have enjoyed the static caravan and the site it is on for three seasons now.…
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Avoid early repayment charge on 0% interest free loan
I recently had to purchase a new fridge freezer for which i chose a 9 month interest free loan, which I have decided to contribute £50 a month towards. If the loan is completely paid off before the 9 months is up I will be charged an additional £25 'early payment fee'. If the loan is not paid off early then any outstanding…
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cashfinders and morefinancial
Please advise me re. above lending companies. I accessed both to apply for a loan and both have charged me set up fees which they debited from my account without my consent! obviously it was unwise of me to give bank details but im moving home and was eager to get financial help. Instead I am £138 down:mad:
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Wonga and ID theft
Hi, I am curious to find out whether anybody has been targeted for identity theft and told that you may not be able to retrieve your money due to it being a loan comany that has taken it? I have just had over £2000 taken out of my Barclays account by Wonga. I've never had any dealings with them before yet someone has…
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Car loan for 20 year old - Where?
Hi everyone, I'm looking to get myself a new car, after owning 2 cars over 15 years old in 3 years i've decided I want something fresh and new. I'm looking at a £6000 loan, over a period of 3 years. I've got a mobile phone contract which has been going for 18 months (£35 a month) and I earn £15000 per annum. I also have a…
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Avco loans
Hi all I used to have a few loans with Avco trust(i know silly me),this was around 1994 onwards.I am sure we had insurance on them but because im always shredding old paperwork i no longer have any information regarding anything we had with Avco. Any ideas on how i could get in touch(local office closed down years ago)?…
