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KICK START/FIRST BUY - PROS and CONS HELP PLEASE
can anyone please advise on the Government KICK START scheme? ARE THEY A CON?:(
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Nationwide loan soft search
Hi all I've just done a soft search with nationwide for a loan, the quoted figure was 6.4%.....if I go ahead with a full application does anyone know the chances of getting the loan? I appreciate that the quoted apr may increase. Was just wandering if anyone else has done the soft search then gone ahead and either been…
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New car, hire purchase or personal loan?
Official MSE Insert March 16: We've a fully researched Cheap Hire Purchase guide you may find helpful. Plus check which which car finance may be the best for you with our Car Finance tool. Back to littlened's original post... Just wondering which is best? If we go the hire purchase route, our monthly payment are £35 more…
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Crisis Loan
Hello, Can anyone advise if it is possible to obtain a Crisis Loan from Job Centre Plus at the weekend? I am currently on Employment Support Allowance. Thanks
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GBP 1200 Loan Required Urgently Today - (RETIRED THOUGH!!)
Good Morning, I am somewhat in a pickle folks. I am 88 years old and in need of a rather large loan of GBP 1,200.00 today. Please could anyone advise if this would actually be possible to arrange today? I dont know where to look. I have tried the Wonga people but they have declined and do not give a reason. I would…
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Wonga not paying up
Hi All, I'm unfortunately stuck in the payday loan cycle at the moment with Wonga, and although I'm hoping to get out of it next month if I get some money I'm owed for work I've done I have had to take another loan. I applied at 1am yesterday morning (Friday), was accepted and got an email to say the money was on its way…
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Does slef terminating your finance agreement affet your credit rating?
I am after a bit of advice please. I have had my car for over 2 and a half years and i am looking to get something a little cheaper. I have read on my terms and conditions that i am legally allowed to terminate my agreement with thE finance company as i have paiD half the amount owed. The question i have is by doing this…
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Caravan help !
In June we brought a caravan from a dealer on black horse finance. The dealership is a large well know company in our town so we were rest assured that this was the best place to buy from. We were very green where caravans were concerned and went there on recommendations from friends who has dealt with them. Since buying…
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Sorry - asking similar questions! Enforcing a private loan without a contract
Hi, looking for a bit of advice for a friend. A few years ago, he and his partner were given some money to start a business by her mother (kind of as inheritance), a business which unfortunately was hit by the recession and didnt survive. My friend nearly worked himself to death (literally) trying to keep their family…
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Loans with bad credit history
I have a current loan for my car which I have had on a reduced payment plan of £125.00pm instead of £308.00pm for the last 3 years but the company will not extend it for any longer so I have been looking for a loan to pay the rest of the loan off which is around £6.5k and keep the payments around £100-£150pm which I can…
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Please help asap
My boyfriend applied for a loan lastnight without me knowing.He visited a site called best loans direct.co.uk which looks like a search comparison site and from there a company called "right financial" contacted him this morning via email and telephone offering him a loan.I have had a look on the website which was hard to…
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Old loan - no records?
Please help im trying to find where an old loan has gone. I took out a loan in 2002 with a bank and was unable to repay this back. I got lots of letters over the years but did not respond stupidly. I am very concerned at what to do next. I have checked Equifax and experian and there is nothing on there.. i have really good…
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toothfairy finance
Toothfairy finance history 1. I apply for a loan in january 2012 this year to see what their doing. my loans 200 , 400 x 4 1600 to see if their are bad company to deal with. Here is my answer yes they ring up my landline (my mother pick the phone up.) she never give the phone to me to do the security questions from…
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default info
i had a letter from lloyds the other day about my OD so i contacted them and they said dont worry we cn see you have a DMP in place we need to just send these letters, they said if you pay the debt off before the argeed date you can ask them to remove the defaults? is that correct?
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debt from ex
this has prob been asked before but i want some advice for my sister, her boyfriend has split up with her from a 10 year relationship, 6 years ago she took out a loan (in her name) for him to pay for his dads funeral, shes still paying it off to this day, i need some advice from you guys please were does she stand? or…
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Ex Boyfriend Debt - Advise please?
Hello :) I'm new here. I joined because I would like some advise. I separated from a guy about 1 year ago (it was a short relationship, we were together about 9 months). The breakup was very upsetting for me (another woman was involved) and as a result I became very ill with depression. We rented a property together, in…
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Need to raise £1,500 to move - any ideas please?
Hi everyone, this is my first post so please be kind. :o I am looking for some advice, please. My husband has just got a new job 150 miles from where we currently live. We intend to move house but need about £1,500 upfront for the removal and the rent deposit. We are private tenants but our credit ratings aren't perfect so…
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Loan in wife's name only
Afternoon all, wondering if anyone can help me here... My wife and I got married 2 months after buying our house together in October 2008 in joint names. I put the full deposit of £18000 on this purchase, she put nothing. Last September we decided to take out a loan to consolidate all our existing debts into one monthly…
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7 years later!!!
Hi all,just looking for advise as to where i stand.Had took out a loan in 2000 .which we were paying back.the money was being collected by an agent at the front door.This carried on till december 2004 when the agent stopped calling,now 7 years later i recieve a letter from a company saying they are taking this loan on??we…
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Joint application Better rate????
Hi looking to borrow 13k for home improvements on one of our houses (we rent one out) HSBC have offered me the credit but the rate is a long way from what the advertise (the norm now I understand) Would I be better off applying with my wife for the loan (joint application) in order to get a better rate?? cheers
