debt from ex

chris1804

this has prob been asked before but i want some advice for my sister,


her boyfriend has split up with her from a 10 year relationship, 6 years ago she took out a loan (in her name) for him to pay for his dads funeral, shes still paying it off to this day,

i need some advice from you guys please were does she stand? or because its in her name its her problem?

i would of thought because she was with him 10 years half of hers and his debt moneys would be split 50/50?

[Deleted User]

The length of time they went out together doesn't impact the loan agreement. If it's in her name, it's her debt. All she can do is appeal to his better nature.

chris1804

tbh he wont pay, i just feel so sorry for her she would do anythink so anyone ive told her to learn by this, i cnt belive some people can do this to somebody they loved, thanks for the info

LovelyLeeds

It's her word against his if there's nothing in writing. As you say, she'll have to put it down to experience, and never lend to anyone ever again - sad lesson to learn, but been there done it myself.

Tixy

Unless she has anything such as an agreement from him that he owes her money, a letter, email, or anything about him paying/ not paying it back then she stands no chance.

Even if she does have something in writing she could possibly obtain a CCJ but actually enforcing the debt and getting the money off him could prove very difficult.

glasgowsaver2011

chris1804 wrote: »

tbh he wont pay, i just feel so sorry for her she would do anythink so anyone ive told her to learn by this, i cnt belive some people can do this to somebody they loved, thanks for the info

She has to take the hit

however she does not have to go down quietly

there are a number of things she could do to persuade him to pay!

maginot

Being in a 10 year relationship does not have any effect regarding debts. If they were married the distribution of assets in a divorce may take this into account, but as this was not the case the debt is hers.

What funeral did his dad have to still be paying more than 6 years later and I presume there is still a lot owing? The only option is for your sister to talk to the ex and show how much still needs to be paid, hopefully he would be willing to pay as it was for his own dads funeral.

Fiddlestick

chris1804 wrote: »

this has prob been asked before but i want some advice for my sister,


her boyfriend has split up with her from a 10 year relationship, 6 years ago she took out a loan (in her name) for him to pay for his dads funeral, shes still paying it off to this day,

i need some advice from you guys please were does she stand? or because its in her name its her problem?

She stands owning all the money, as it was borrowed in her sole name.

i would of thought because she was with him 10 years half of hers and his debt moneys would be split 50/50?

The length of time they were together is irrelevant.

paddyrg

There may be some emotional levers to pull here -

"How would your father feel knowing you refused to pay for his funeral?"
"Should I tell our kids that daddy doesn't want to pay for his own fathers funeral - so they will know not to pay for yours when the time comes"
"If you don't plan on manning up and paying for your own fathers funeral, give me the numbers of your other relatives/uncles/brothers/etc so I can ask them to cover your debts to bury their brother/father"
"To clear the funeral debt, I will have to get the gravestone resurfaced and sell it"

All pretty sh*tty lines to use, but if the gloves are off...