Avco loans

Tracey1973

Hi all I used to have a few loans with Avco trust(i know silly me),this was around 1994 onwards.I am sure we had insurance on them but because im always shredding old paperwork i no longer have any information regarding anything we had with Avco.

Any ideas on how i could get in touch(local office closed down years ago)? and if i can still investigate these accounts?

blacksta

do you know if the company re registered as another outfit. Is avco a loan company or middle man.

Tracey1973

I originally got involved with them when i bought my first sofa,they were the finance company.Then as usual when my finance was nearly at the end they asked if i required any further loan......

Peelerfart

Tracey1973 wrote: »

I originally got involved with them when i bought my first sofa,they were the finance company.Then as usual when my finance was nearly at the end they asked if i required any further loan......

And you said no because you didn't want to borrow any more from an expensive company like Avco ?

Tracey1973

unfortanatly we didnt say no!! again we were young and most definatly naive,but learnt by our mistakes.Just want to get something back for our stupidity and make them pay for taking advantage

Tixy

Are you hoping to do a PPI reclaim because you think you had insurance on the loan and think you may have a case that it was missold?

If so you might want to try posting in the PPI reclaim section of the forum - there is a similar post here as well that might be worth a read - https://forums.moneysavingexpert.com/discussion/3331348.
But if you don't have your copies of the paperwork and if the loans were settled earlier than 2006 then its likely they don't have copies either. And in which case you stand little chance of even proving the loans had PPI and the amounts involved, never mind if it was missold.