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personal loans for the self employed
Official MSE Insert: If you've arrived from Google, our fully researched Personal Loan guide may be helpful. Back to the original post... hi, would like to hear from anyone who is self employed and in recent times obtained a personal loan for personal use with particular attention to the following questions, 1.did you…
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First Plus- Early Settlement
Hi I don't know if I am posting in the right place as I am a newbie. I have a loan wih First Plus.....worse thing I ever did, however I currently have about 20k to go on it plus early repayment fees. I currently have around 18k at my disposal (generous parents) and wondered if it was worth while making First Plus an offer…
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0% costs you more?????
Ok so i have done a quick search but couldnt find the answer. I am looking at purchasing a high end mountain bike and to help i'm looking to take up some of the stores 0% offers. One store told me on the phone that they offer 0% and they have a sale on at the moment to get rid of 2011 bikes from stock so i popped down at…
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Lots of recent searches
I had around five searches over the last couple of months, 3 have been approved for a new credit card loan and current account and the others have not... I really need to get a loan for a car now and incorporate my old loan as didn't know it would come so soon after my last loan for consolidation was approved -how long…
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Phone contracts for loan
Hi, I'm 19 years old. I've got no credit history. I applied for a loan of £4000 a week ago but got denied. I really need the money so I was thinking if I took out 10 iPhone 4S contracts for £46 per month I would be able to sell off all the phones and use it as a 24 month loan. £46 * 24 * 10 = £11,000 Would this be possible?
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Car Loan for Person with an iffy Rating
Evening folks, I was hoping I might be able to draw on your experience. Since moving house (we're renting btw), my partner has to now make a daily hour long commute along a busy motorway twice a day. She has quite a small, old car and it has recently begun showing signs of imminent failure, and she say she doesn't feel…
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rbs draw down facility loan ?
can anyone help ? in january 2007 we took out a draw down facility loan with rbs our mortage advisor arranged this with an intermidiate department within rbs (this department is no longer running )to do home improvements to our new home that needed loads of work our mortage advisor advised us this would be the best loan…
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Loan For Car, info
Hi Sorry if this has been coved before but i need to ask before i do anything. Im looking at buying a second hand car that costs about £1500. But with high intrest rates on low amounts i was looking a getting a £7000 loan at 8.8% at 48 months of £172.56. So if i was to pay back the £5500 right away would the intrest rate…
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Loan company can provide details of where they sent original loan to - help?!
Right briefly the scenario is as follows: Loans taken out for 45k. Joint names Mrs kind of conned Mr into signing without him actually realising how much it was for. Mrs unemployed and Mr sole income and paying loan back. Loan taken out to clear Mrs debt from previous marriage. Mr and Mrs now split and then he realises…
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Loans
basically only everyday loans are accepting us but we really do need a loan and there charging a forune any ideas out there ? am i more likely to get a home owner loan than just a personal one? please help
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Banks Vs Online Or Call Centre
Hi, I was looking for a loan and have an all round good credit history. never missed a payment etc. The Only thing I have is a few recent searches that have brought my credit rating down slightly. I was going to wait a while for them to settle down before applying for any other loan. I just wondered if you have more…
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statute barred but still getting hassle
a debt that is very old (no contact for over 8 years) was being chased up by Link a couple of months ago. After advice from people on here I wrote to link and informed that as it was over 6 years that it was statute barred etc etc. They left me alone for a couple of months but are now ringing and writing to me again.…
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Partial Early Loan Payment v Savings
Hi, I have a loan with a fairly low APR of 6.9% with Nationwide which was for £13k over 60 months. I am 15 months into it but in a position to make a partial payment of £3k towards it to reduce the term of the loan. The £3k is currently in an ISA and not earning a great deal of interest (2.75% I believe). With these sorts…
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Payday loan companies...
Hey guys, Is there anyway round these companies as hate paying them back with their crazy interest rates as I'm looking to apply for a reasonably small loan this evening. Is there any other option or anyone know of independent traders who would love a small fortune? Would love to hear your thoughts. Crouchy
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Problems with DD monthly payment - Santander to HSBC
Basically, I have a loan with HSBC, which I've been paying by DD since I took it out. I changed from HSBC current account to A&L (now Santander) in December 2009 - DD's all transferred over, no problems. Until now. My loan repayment is due on the 11th, so I checked my bank this morning, having expected it to have gone out…
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Quick Logbook loan question..
Hi, how is everyone doing? Just thought id ask a quick question and some advice about a log book loan. Basically my car doesnt have any previous finance or anything like that.. I just want to know what are the best companies to go with for a LogBook loan and would it be possible (just an example to loan 400 and pay back 50…
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PDL's and credit files
I saw in another post that someone had stated that PDL’s ruin credit files. How much truth is there in this? Anyone know the correct answer? If you take out a loan say, with Barclays your credit file is searched and then updated on a monthly basis as 0,0,0,0 etc (as long as you are paying on time). You would only get a…
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Car Finance?
Our car is on it's way out, something to do with the clutch and gear box. Quite upset, i was fairly fond of car :'-( My OH thinks it will last til it's MOT in Sept, but will fail on those points, and as the car is old it's not worth repairing. We'd planned to buy a car next year, by way of saving, but will now have to…
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PPI Help
Hye i'm after some advice. I recently purchased a car on finance and took the PPI cover, my initial thoughts being because i have an existing loan of 250 ish as well as the car payments of 202, however afetr reading up on various different bits, i'm now massively confused as to how this would help in the long run. I live…
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Loan following mortgage application
Hi, I'm a realtively new user of MSE so please forgive me if this is a thread which has appeared countless times. We've just completed on a new property with a 75% mortgage via YBS in place. In putting together the deposit, this has drained most of our savings. We are looking to make considerable renovations to the…
