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Phone contracts for loan

KDotHQ
KDotHQ Posts: 9 Forumite
Hi, I'm 19 years old. I've got no credit history. I applied for a loan of £4000 a week ago but got denied.

I really need the money so I was thinking if I took out 10 iPhone 4S contracts for £46 per month I would be able to sell off all the phones and use it as a 24 month loan.

£46 * 24 * 10 = £11,000

Would this be possible?
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Comments

  • KDotHQ wrote: »
    Hi, I'm 19 years old. I've got no credit history. I applied for a loan of £4000 a week ago but got denied.

    I really need the money so I was thinking if I took out 10 iPhone 4S contracts for £46 per month I would be able to sell off all the phones and use it as a 24 month loan.

    £46 * 24 * 10 = £11,000

    Would this be possible?

    No, madness.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • KDotHQ wrote: »
    I really need the money so I was thinking if I took out 10 iPhone 4S contracts for £46 per month I would be able to sell off all the phones and use it as a 24 month loan.
    3, O2, Voda, et al are all queuing up in a very disorderly manner to shower you with 10 contracts.
    Get in!:T
  • AHAR
    AHAR Posts: 984 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Saving £460 per month in an ISA for 9 months = >£4140 :money:
    Would that work for you?
  • AHAR wrote: »
    Saving £460 per month in an ISA for 9 months = >£4140 :money:
    Would that work for you?
    Stop being so sensible
    "If you no longer go for a gap, you are no longer a racing driver" - Ayrton Senna
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    A great plan, I can see no drawbacks or problems here at all. When you get released, I'd go for it.

    Let us know how you and your special needs helper get on?
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • KDotHQ wrote: »
    Hi, I'm 19 years old. I've got no credit history. I applied for a loan of £4000 a week ago but got denied.

    I really need the money so I was thinking if I took out 10 iPhone 4S contracts for £46 per month I would be able to sell off all the phones and use it as a 24 month loan.

    £46 * 24 * 10 = £11,000

    Would this be possible?

    Really need OR really want???
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    possibly the best hairbrain scheme I have ever heard of... I actually Lol'd

    anyway, no credit history now... give it 6 months and you'll have 10 beautiful defaults on your report to show off - Awesome.

    Wish I had thought of such a brilliant money making plan!
    Life is too short not to love what you do.
  • Er, what?!
  • Apples2
    Apples2 Posts: 6,442 Forumite
    I don't know what they do in KDot's Headquarters, something to do with mind experiments I reckon.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 15 February 2012 at 1:20PM
    Didn't we have some bloke on here doin the same with interest free telly's, and floggin em on to get a zero percent loan.

    Wonder if he's been freed yet?
    Space available for rent
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