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Question about early loan payments for a payday loan company
I was unfortunate enough to have to use Payday UK just after Xmas, for a loan of £350 - my credit is not good at all after a disastourous financial time at uni and shortly after, although I am doing my best to repair this now. I have become in a position to repay my loan 10 days early, so I contacted PDUK and asked about…
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Barclays Secured Loan - arrears litigation
I was struggling to pay a Barclays secured loan so I went onto lower repayments for 6 months. In October I called Barclays to reinstate the normal higher payments - they put an agreement in place so that the normal higher payments would come out in Nov, Dec & Jan but as of Feb they would have to include payments to cover…
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Worried about being accepted for a loan
Hi, I know this has probably over spoken about, however I am really worried about whether i will be able to get a loan or not. Me and my other half are looking for a joint loan to pay a family member back and get our debts into order. We have only been at our address since end of November and my partner has moved addresses…
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loss of details
hi just need too no were i stand i have out standin loans with a company an they have lost my personal details name addres an date of birth since the loss i have been have txt mesg too my moblie with companys askin me too leand money also post im unshore wot too do i spoke too the company manger an streesed my concerds too…
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Beware payday box and mr money man
beware payday loan company payday box and mrmoneyman they are the same non paying payday loan company they charge youre debit card for 3.49 or 4.00 they operate different sites but are in fact the same firm they send you a text message which costs you 3.00 to reply to they have conned thousand ov people this way they have…
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GE Money Loan through Tudor Rose windows extortionate interest
Hi first of all I have seen the posts on here and they have helped me immensely I think its a brilliant site and glad people have the time to share their expertise and experiences to help others. :beer: Ok now for the boring bit we bought our first house in 2008 since then we have spent alot of money on it one of the most…
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Early Payment Penalty
Hi all, and thanks in advance for any help or advice you can offer! I have a loan with a major supermarket's money division, with a four year term. Fixed payments, etc. I have been looking into all the ways I could make use of to be debt free by the end of this calendar year, and paying the loan off early comes up in…
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Car higher purchase agreement
Hi, I am just after a bit of advice over a bit of a predicament I have got myself into with buying a car. I was offered £500 off a car if I took the finance, and they told me I would get two years free servicing if I take the finance and keep it for four months. I had the money to buy the car outright, but thought this was…
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cardonebank
hi been trying to open a new bank account but due to my credit history no banks will accept me only cardone bank anyone had dealings with these are they genuine they want 12 pound fifty off me to open my account
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Paying a Loan Early
Hi, In Sept last year (2011) I took a loan out with Nationwide for £8,000 over 3 years, at a APR 6.4%. My monthly payment is around £243, and so far have paid 4 Instalments. Ive now cashed some works shares in, and can afford to pay this off after only 4 Months! Thank God!! I think I owe around £7,900 left, and I asked for…
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Can Lenders See Balance History??
If lenders do a credit search, can and are they allowed to see your balance history??
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A little white lie?
Hi folks, I have been looking for a loan to consolidate my unsecured personal debt. When I applied for a loan they dismissed my application because I told them I wanted to consolidate my overdraft / credit card debts. However, when I applied 3 months later for the same amount, I said it was for home improvements (it…
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loans
I dont understand why i can get 2 credit cards hsbc and creation but not a loan,also no problem getting isme,littlewoods,next,mobile phone,pay4later finance for wheels for my car,new look store card,only 1 missed payment in 2 years of credit history and my equifax score is 440 and experian is 778,experian score is lower…
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Default on Credit Check
I have a default on my credit check which relates to an old (pre 2007) card that i haven't had, used or heard from anyone about since 2009. My default ends in Dec 2014. As i am not getting chased from the Debt Collectors (CL Finance), is it worth my trying to get the default notice struck off due to the pre 2007 rules or…
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Wonga, Quickquid & Lending Stream = Help
Hello I've managed to fall into the good old Pay Day Loan trap. My current situation is: Wonga Borrowed: £900 Owe: £1175 (15th February) Quick Quid Borrowed: £900 Owe: £1125 (15th February) Lending Stream Borrowed: £200 Owe: £72 every month (5 months total) I'm also repaying £40 to a friend a month, £50 to a 0% interest…
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Mis - advised Lloyds loan ?? help needed .
Hi - Newbie here back in 2005 - my wife was struggling with finances due to being an IT contractor - haphazard pay days etc , and hence her Lloyds Credit Card was being used and she consequently fell behind with payments ( x1 my wife seems to recall - we hadn't met yet ) January 2006 Lloyds insisted that her Credit Card…
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divorce/pre existing loan, who pays?
My wife took out a £10,000 loan after we had separated (we have not started divorce proceedings yet) but I was wondering if anyone knows if I will still be liable to pay half of this? She used the money for cosmetic surgery.
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Hire Purchase!!
Official MSE Insert March 16: We've a fully researched Cheap Hire Purchase guide you may find helpful. Back to kenzie1111's original post... Hello, Please can somebody help me? In March last year I went to Ford with the intention of applying for a Lease Car agreement, as some friends of mine suggested that it was a good…
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Capquest / Citi
I took a loan with Citi in November 2007. After a year I had some problems paying but kept in touch throughout. In November 2009 I received a letter stating it had been sold onto Capquest (balance 7082). However I have now checked my bank statements and on two occasions when I thought I was talking to Citi the statement…
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Lending money to a friend
An old friend has asked to borrow £3,000. This friend already owes me £2,000 for over 2 years. Now facing house repossession needs this loan to pay some of the arrears on the mortgage to stave off and try and sell the house. I have refused but he has now said that he is due a payment from his pension of around £3,000 on…
