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Secured loan
If you had a secured loan on a property (loan was with welcome finance) and the property was sold almost 7 years ago but the loan wasn't repaid are you still liable to repay said loan? What about the statute of limitations, would this apply? (Scotland).
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Letter from SCM Solicitors
Hey guys, I'm new so please be nice to me! Basically, I have an overdraft of 2,807.49 which I am 345.49, which all happened due to being in a car accident and not being able to work for a while, but still having to pay car insurance among rent and other things. Today I recieved a letter from SCM Solicitors saying that I…
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Autorized credit card
I've read some posting so I decided I post my concern and hopfully get some advice. My business partner gave me an authorized credit card to pay for business expenses. The business did not go well and he end up owing me money ($9,100) because he made a mistake on his accounting. He aknowledge mistake and promise to pay me…
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Blackhorse Loan Agreement
i recently lost my dad to cancer, which is a very sad time for anyone. This was unexpected as well. My mum took out a loan with black horse in 2006 which both my mother and father signed. Now the mortgage has been paid off on the house, and the loan is secured on the house. i cant find any information or details with…
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Borrowing 2k
Hi new to all this so be gentle ;) want to borrow 2k to finnish off my bathroom what would be cheapest way thanks in advance :D
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5 Current Accounts - Credit Score?
Hi, On my credit report, I have 5 current accounts active, even though I only use the one from TSB. There is no credit available from either account, 4 of them are just basic bank accounts that where set up over the years which I stopped using. Is this a problem? If I where to close them down would they fall off my credit…
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Santander driving me up the wall!!!
I took out a loan 3 years ago come september for £5000. During last year i was out of work and had to get my payments reduced to be able to cope with all my direct debts, from doing this i ended up with loan arrears which i have done nothing but be hounded for and could only be helped by santander by breaking the arrears…
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Looking to buy a car - loan advise please
Hi, My husband is looking at buying a new car. I am wondering what the chances are of us getting a loan. Situation is as follows: Husband: Self employed drawings of £30k this past year and into current year. 2 x CC - 1 with £1k on it and limit of £3.5k, 1 with £1700 on it with a limit of £12000 Never default but a couple…
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To loan or not to loan???
I've just been told I've got myself back in to the 'excellent' credit scores again (I don't know how I got out of them in the first place having never missed apayment etc) I'm now looking to stop paying out to 5 companies and just get 1 loan. Is it best to apply for joint loans with my wife or should I go it alone? Need…
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Bad Loan Advise from LloydsTSB
Hi, I have been looking into my mothers finances recently and have discovered some shocking information from her regarding a lone she took out in September '09. After her and my father broke up she had a tough time adjusting and coping and ran up some debt in the form of overdraft but mostly on credit cards as a result of…
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Hire Purchase problem - Black Horse
HI everyone! I've been a lurker here for a few years, but this is my first post and needless to say, I would like some help from those with more considerable knowledge on this matter. I purchased a car in late 2006 through Black Horse Finance. The agreement ran over 5 years (60 months) and officially ended in December…
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finance/loan for new car
im looking to buy a new car - but need finance or loan to purchase it?! any ideas for best company etc?
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Help for friend - defaulted loan disappeared from credit report.
Hi, I'm posting on behalf of my friend. Back in 2005, she defaulted on a secured loan and also her mortgage. Her husband had lost his job and she was on maternity leave, so they ended up in real financial difficulties. He found another job, but was on nowhere near the same amount of money and she couldn't afford to go back…
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Paying off loans with Credit Cards
Hi people, I hope you can throw some advice my way. Basically, myself and my Wife have been living in the UK for a number of years, came over from Ireland (Republic). She brought with her her old AIB credit card which has been the bane of our lives! There is around £3700 of balance on it and we pay £120 off it (min…
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Bank not taking my savings into account when asking for a loan
Morning all, Brief background: Am newly out of debt after 20 years (due to stupidity as a young lad) and am now looking to rebuild my credit rating which is currently Poor. (Source: Experion). Have read all tips on this site and have a question. I asked my Bank (Nationwide) for a £500 loan to assist me in rebuilding my…
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Anyone Heard of Ratesetter?
They're come out cheapest on a small loan quote. Never heard of them before?
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isme balance query
Hi, sorry if this is in the wrong place. please feel free to move if necessary. After a ppi win recently, i decided to pay off my catalogue. my query is: my last paper statement said my balance was £4773, this included some buy now pay later items of £770 which i made a separate payment for, however after logging on to my…
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Loan is driving me crazy...
When I was 19 I took out a £10,000 loan to buy myself a new mini. CRAZY. but at the time I thought it was a good idea and was spurred on by my dad. Now 23, engaged and looking to buy a house I still have about £4000 left to pay. I even tried to sell my car but unfortunately I live so far away from work that transport is…
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HELP: TXTloan payday loan issue
lkkkkkkkkkkkkkkkk
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Can't get a loan! Help!
Hello all, I know there are a lot of posts on the same issue, but I'm just looking for some personalised help. I've never applied for a loan before, but I do have a credit card and outstanding student loan (I graduated from a post-grad course in 2010) I'm after a £6k loan to pay for a new car. However, I've tried to apply…
