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How Do I Get Round This Please?
Borrowed 8,000 in Sept at a rate of 6.4% over 3 years. Costing me £243 quid a month, and Ive now cashed some of my shares, which means I can pay this loan off alot quicker than expected. Got a early settlement figure of about £7250, after 4 instalements paid. Early settlement will cost me 56 days interest, about 73 quid I…
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Full and final settlement , moving abroad
thanks everone for their valuable suggestions.
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Allied International and Defaulted Tesco Loan
Hi Guys, Could really do with some help on this one, as I'm fairly used to PPI and interest charges being reclaimed but this is a different ball game. A little bit of background first. My fiancee took out a loan in 2008 for £10k, which was fine until the end of 2010 when she hit financial difficulties and could not keep up…
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loans nightemare!!!
Hi, hope someone can help. We need to cut down our outgoings drastically, and these loan repayments are just holding us back. We have 2 loans, one cost around £170 a month with 2 years remaining, and 1 around £150 a month with 2 and a 1/2 years remaining. What would you do? Combined it's around 5000 we owe. it's not so…
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Need to cancel a recent car loan
Hi I would appreciate any help anyone can give me I just bought a used car from a reputable local dealer - The car is 4 and a half years old - I have had it 8 days and I hate the car , it has a 1x litre engine and sounds like disel but its actually a petrol. It cant take hills at all , its slow and struggles ( This is…
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Financial help for Masters
I have decided to return to university to get a masters in a specific area of my degree, as it would set me up for a real career path with wonderful opportunities, not to mention that I find it incredibly interesting. I plan on doing a part time degree for two years and working alongside it, however the fee's are approx.…
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Creditor Refused our Recorded Letter
Hi, My partner entered into a credit agreement with Career Finance 4 Trade Skills some 2 years ago after being sold a £5600 Electricians course from a representative of Train4Trade Skills. She did try to cancel a few weeks later, but she was outside the time limit. She lost confidence in the college and the course because…
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Voluntary termination of car finance
Can anyone give me an idea of how it works? It's been suggested to me by 2 car dealers and Santander is closed until Monday. I'm 2.5 years into a 5 year deal and owe more than the car is worth. It's very hard on petrol and I just can't afford it any more. I have cash to buy a new car, I will never EVER finance again. It's…
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Am I better off by changing ?
Bear with me on this. I've done the numbers in my head, but can someone else have a think and play with the following scenario : I have two loans : Tesco Outstanding amount to pay is £2674 (if I pay monthly until the end of term) Settlement Fee is £2659 6 payments to go Int Rate is 7.11% Car Loan Outstanding amount to pay…
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Companies/Sites that soft search your credit profile
Hello can somebody provide a list fo companies.sites that soft search Only this potentially can be useful to avoid the rejection spiral. i am aware a soft search doesnt guarantee a succesful application - nevertheless it may be a better option to check before a full application is submitted below is a list of companies…
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MR Lender Loan Advice
Please be gentle as this is my first post. I am trying to get some advice on a loan my brother took out about 6 days ago with mr lender.He borrowed £250 and i think the repayment was £335 or around that figure.After he agreed to the loan the dozy twonk lost his job and is now unemployed. He gave them his card details and…
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Nationwide Personal Loan- soft searches
hello i received a quote on a nationwide personal loan for 10k at an APR of 24.9%- i know the apr is high but does this mean there is good possiblity of being accepted? thanks
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Welcome loans ltd????????
Official MSE Insert: If you've arrived from Google, see our Payday Loans guide to check if you really need one. It's also worth reading our Debt Help guide. Back to the original post... hi all, i have applied for a loan with welcome loans. i dont think of myself of a nieve person and when i see people on telly that say 'i…
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Cancelling Credit Agreement
Hi, I'm looking for advice. I am moving house next month & will have to pay a security deposit to my new landlord one week before I get my current deposit back. I was thinking of lifting it from the Cheque Centre, but for the space of 7 days, the £600 would cost be around £725. I know all credit agreements can be cancelled…
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Debt query
I have recieved 2 letters from Lowell Ltd stating that I have an outstanding debt with them. It's goes back to a loan I took out with park direct when I was young and silly over 6 years ago. I think park direct have now when bust. I have ignored the letters but have since received letters from red debt collection services…
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Is it easy to get a car on finance?
Hi there, in the near future, i'm looking to get a car on finance, with Fiat. I was just wondering if anyone has any insight in getting a car on finance, is it easy to pass through the credit check? Seeing as the car is virtually the security, you don't pay, dealer get's it back. deposit would be 3-4k. thanks. Car i'm…
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Loan declined
Hi there, my mum has applied for a loan for me and has been declined. She has never missed a payment since she has been alive she has had numerous loans, she has credit cards she pays off instantly. She has 2 phone bills that she pays off without fail. Nothing there shows she should be declined she should have excellent…
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Nationwide
Hi, I've just done a soft check for a loan with Nationwide. The APR they gave me was 8.9%, if i decide this is right for me and apply properly will i still get this APR or is it more of a guide? On another note I applied for a loan with Sainsbury's but was unsuccessful. As I have a good credit record I assume this is due…
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welcome finance
i have an outstanding loan with welcome finance. i pay to them monthly by dd. i have had a compensation letter from them for ppi. they are taking the monies straight of my loan balance! is this right? should they not pay the monies straight to myself.. appreciate your help
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Advice please...
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