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london scottish bank
Hi, I have a loan with London Scottish which is due to end in 3 months. I want to pay of the remaining balance. But with London Scottish going bust all their offices have been closed. Does anyone know of a phone number i can talk to someone about paying up in full? All internet search numbers are offline. Thanks guys
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Advice
I am hoping that someone can give me some advice. Basically I have gone over my overdraft limit (my own stupid fault) and have arranged with the bank to pay back what I have gone over with by £80 to be paid over two months. I have no idea, however, how I am going to pay back my £300 overdraft because as soon as that is…
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Help finding best loan option please..
My father has recently retired and living alone in a house that the mortgage is about a year from completion and valued at around £200,000 he would like to downsize. I want to ensure when he sells the house he gets the best price for it however at the moment it is in a state of disrepair and needs around £10,000 spent on…
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List of [TEXT DELETED BY FORUM TEAM] brokers
Hi Everyone, afer being scammed by 3 loan brokers to the tune of £190 I have been doing research to stop anyone elese getting scammed by these fools on the internet. If it stops 1 person getting scammed then I will be happy. The first 3 I have lost £60 to and still have not got a penny back! YES LOANS LTD WELCOME LOANS LTD…
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Overdraft & credit card question
Hi guys I've got a £3000 overdraft & £2000 credit card limit from lloyds Since needing to move in January i've been deep into my overdraft and pretty much maxed out my credit card. I can't see myself getting back into credit for a good few months, i just wanted to know whether this is going to having a negative effect on…
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Car finance settlement problem
Hi, I traded in my car at the end of january for another model. I bought the new vehicle from the same place i bought the one i already had and was told that they would settle the finance outstanding on my old vehicle as part of the new agreement for the new one. Now I thought nothing of this, canceled my direct debit and…
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refused loan on basis of reason not credit rating
my partner and I applied for a loan with HSBC this week. The reason we applied with them is because, despite numerous phone calls between HSBC and Experian, our credit rating has not been updated in almost 5 weeks which does not leave us with worthwhile options outside of our own bank (HSBC) (who are supposed to update…
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Sainsbury's loans
Hello! It's my first time posting, so apologies if this has been asked before. I was wondering if someone could explain to me how this works. I applied for a Sainsbury's loan yesterday, as the APR was advertised at 6.8%. After filling in all my details and contacting Sainsbury's to go through with it, I was told that the…
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Provident doorstep caller
Hi, I am new to the forum and am looking for some help with a problem from a very old debt with provident. I had a loan with provident over 7 years ago and fell behind with payments and being a teenager at the time just thought it would just disappear and after a long time of avoiding the collector and ignoring letters it…
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Picture Loan Frustration
Hi, I took out a £50k Picture Loan four years ago over 15 years with my then wife. We are still married but going through a divorce and are no longer on speaking terms. I've been fortunate enough to have been able to make the repayments on time every month and last week I contacted them to ask for a settlement figure as I…
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I took out a loan 7 years ago and I've heard nothing about since?
In 2004 I was a student. I walked into a major UK bank in the city centre and applied for a £500 student overdraft. I used the £500 up, moved house, and I've never heard from them since. It's 2011 - will the bank bother to find me and if so will the amount I've to pay back be more because of the time that has passed?
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Please recommend a Loan Company!
Hello there, I'm looking for £1500. Could anyone recommend a decent loan company I could trade with? I have bad records and my bank denied me a loan. I need the money to repair few things at home. I've been reading the forum, but I cannot decide about any good choice. Your help will be much appreciated... Thanks a lot in…
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nbs loans
just wondering does anyone have any experience of nbs loans?
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have my details been sold on?
We applied for a loan with Norton Finance, who refered us to Express Finance. EF took the details for a joint loan and were to act as our broker....we have had 3 companies contact us - one legit firm who after we said 'no' were fine, then FLM loans and another called Clearview. FLM loans have now left us alone, but…
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Santander loan settlement figure
Can someone tell me im not being thick here, we took out a loan about 2 1/2 yeas ago and asked for a settlement figure, which came to £3036.29, this is valid for 28 days taking it past the next payment due date, which is the 1st April. monthly payment £167.25, the settlement figure is calculated from the oustanding capital…
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Desperate
I need a loan of £3000. Can't ask family/friends. Not the greatest of credit ratings. Zopa is a no go! Where to try?
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Loan GoGo
Hi I got scammed by a firm calling themselves 'Loan GoGo'. I feel like a complete fool as after they stole my £59 pounds i then went and checked them out..... I know, Im stupid! Anyway, I have came on here to warn others about this stupid company, hahaha the more I talk about it the more it makes me laugh to be honest....…
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moving abroad and need to cancel car finance?
Hi, This is my first post on this forum. I was wondering if anyone had any info on how to terminate car finance. Myself and my fiance are moving to Australia at the end of May. My fiance has a car on finance with GMAC which she got before we met. How could we end this without having to pay any money? I think there is an…
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Settling Car Finance (humour me, I'm thick!)
Good Afternoon chaps, Now I know none of you know my personal financial circumstances and whatnot. I guess I'm looking for a 'what would you do' kind of response, because what I've been offered seems a sensible option but not what I had planned for... Anyway, dumb question... the finance company called me and said I can…
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Anglian / Hitachi windows loan agreement
Dear All, We have been offered a pretty good price for new windows but an extra 10% comes off if we take out an loan agreement to pay it off (8 years @ 24% apr almost double i think ouch ) As we were going to pay upfront I am planning to pay the total off in month 1 or 2 in full. The bumph says we can clear at any time…
