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Loan gogo
Hi i was scammed by this crowd just last week. Has anyone else had any dealings with this company? i am building a large case file against this lot and another 2 'brokers' who lied to me and took my money illegally from my account. This company has finished me off and pushed me over the limit. The owner of this loan gogo…
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Reducing an overdraft in a managed way
I'm currently into my overdraft to the tune of 3 grand or so. I've been to the bank today to look at trying to get a managed plan to get out of it. They looked at extending my existing loan so payments would increase by 50 pounds per month but that fails on affordability due to the fact that all bills/rent come out of my…
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Student loan advice plz?
can i get loan from a student bank? it is benefitcal for my carrier or not? :beer:
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Loan for a car and getting a good rate
Hey guys, I'm looking to buy a car I've found and need about £5k of a loan to pay over 4 years. I could purchase it using the higher purchase which I'll probably get approved but I think the rate will be around 15%. I thought it may be better to get a loan elsewhere and get a better rate. I recently did a credit rating…
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Personal Loan Advice
Hello everybody, I have posted here before some time ago, but seem to have forgotten my log in details etc, so have re-joined under a different username so thought I should introduce myself again I would like some advice on applying for a loan if possible? I currently have a company car, but as from April my employers are…
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bank loan advice please!
ive recently taken out a bank loan or 2,500 -- would i be able to put this on an interest free credit card as the apr is 24.5% - and the cancellation date has expired?
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Advice on PCP
Hi All, I'm looking to buy a car and am a bit short to buy the car outright - but really like the car so am considering doing a PCP. The dealer says they will also be able to do something on the cars price if I go this route too. I've never set up one before, nor do I know the full 'in's' and 'out's'! The dealer explained…
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Loan rejected
Hi, My wife and myself are buying a house and in order to get a decent morgatge rate we need to put down 25% of the value of the house as a deposit. As we do not have enough savings to do that, we need to ask for a personal loan of £40000. We thought of asking £25k myself and £15k my wife so we could get a better rate (my…
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Some Advice please
Hello, I took out a loan in september 2005 and was forced to take PPI with it, in june 2007 I cancelled the PPI and the loan was closed and a new one opened for the outstanding balance. After a long drawn out affair with Lloyds and the ombudsman my complaint regarding the misselling of the PPI was upheld, I received a…
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Advice on applying for a loan.
Hi, I would like some advice on how likely I am to successfully apply for a personal loan. I have incurred two CCJ's six years ago. One has already been removed from my credit record and the other is due to go in July. I have several debit account (with no credit facilities) all in good standing and two credit cards - a…
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Borrowing options
Good morning from the Philippines! This may be a long post so apologies in advance... I moved to the Philippines 6 months ago now to help my father with a new business venture but we've now run out of 'cash' so I'm wanting to know about any available sources of income. Our business is a mini-shopping mall which consists of…
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Loan Online VS In person
Hi all, just wanted some quick advice. I've just got a new job and wanted to get a personal loan in order to consolidate some debt and save considerably on interest I'm paying on cards. I have about £12k in credit, I've only missed one payment in 5-6 years and have been tarting and paying minimum whilst I've been…
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tesco take more than agreed
i need some advice, does anybody have any templates for a complaint letter to send off to a loan compnay, reason being i contacted tesco in january about lowering my payments and we agreed that i pay £120 starting febuary for 6 months they sent me a letter in the post to confirm this, come febuary they charge me £253 (my…
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Paragon secured loan
Hello, I would be really grateful for some advise. I took out a secured loan against my house in 2003 for £26,500, this was a joint loan, however after splitting up with my partner this was changed solely to my name and my partner was released from this in 2004, we both signed an agreement modifying a credit agreement…
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Advice please re- lowell account.
Hi all, my girlfriend received a 2nd letter yesterday from lowell saying she owes them £800. The problem is she let her mum use her old littlewoods account in good faith after the promise she will pay it back. it was the xmas before last that her mum ran up the bill, on presents that sat unused and are now in the loft, and…
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interest on loan.
I would appreciate if anyone could give me some advice about my loan. I recently got a statement after paying my loan for 12 months and it says that i have been paying over £300 in interest whilst only a £100 off my actual loan amount. Is there anything i can do about this?
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Hitachi Capital Consumer Finance
Considering a purchase at the moment and have an option to buy it on 12 months interest free. What are Hitachi Capital Consumer Finance like on credit checks? I have credit cards and good recent history, no CCJ's or missed anything in the last 6 years, but I did go a bit mad around christmas this year, sorting out and…
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Loan in husbands name - now my burden?
My husband took a loan a few years ago in his name, however at Christmas he suffered a mental breakdown and since then we have been struggling financially. Life has been pretty rubbish so far in 2011. I am working full time and managing to cover all other outgoings apart from this one. This particular loan company have…
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Yes Loans
Anyone used them?
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template letters
could someone please post a link to a prove it template letter please. I cant find them.