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Hitachi Capital Consumer Finance
intranicity
Posts: 394 Forumite
in Loans
Considering a purchase at the moment and have an option to buy it on 12 months interest free. What are Hitachi Capital Consumer Finance like on credit checks?
I have credit cards and good recent history, no CCJ's or missed anything in the last 6 years, but I did go a bit mad around christmas this year, sorting out and moving accounts (didn't realise the implications of credit searches) and have 6 searches in the last 3 months (1 should be removed soon as it was HBOS and they did 2 searches for one current account but have agreed to remove it)
Should I wait till these searches are more than 6 months old?
I have credit cards and good recent history, no CCJ's or missed anything in the last 6 years, but I did go a bit mad around christmas this year, sorting out and moving accounts (didn't realise the implications of credit searches) and have 6 searches in the last 3 months (1 should be removed soon as it was HBOS and they did 2 searches for one current account but have agreed to remove it)
Should I wait till these searches are more than 6 months old?
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Service Attributable Pension - War Pension - War Pensioners Unemployability Supplement - War Pensioners Invalidity Allowance - War Pensioners Comforts Allowance - War Pensioners Mobility Allowance - War Pensioners Child Allowance - Housing Benefit - Council Tax Benefit
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Comments
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I personally would wait 6 months0
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more to the point, check the Hitachi agreement - if you don't clear the balance by the end of the term the interest applied is horrendous. Also there are quite heavy penalties for early settlement of Hitachi agreements.0
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