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Don't only go for the best rate on offer
I was looking for a load to buy a new (3 yr old) car and the best rates on offer were with Sainsburys bank (I have a Nector card) and M&S. Both were advertising a rate of 6.9%. I initially approached Sainsburys, filling in an on line form, which then told me to call and discuss the loan. During the telephone call I was…
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Interest Calculator?
Hi, I am looking for a calculator that will work out what the interest should add up to on some money a company has owed me for several years. Does anyone have a link to one that's accurate please?
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Can Tesco Loans be paid off via bank transfer?
Hello All, I was wondering if anyone could possibly please advise whether it is possible to make payments to a Tesco Loan via bank transfer? I want to begin clearing off the loan in fairly large segments over the course of a few weeks and am wondering if there is a less tedious way to do this than having to phone, go…
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beware fortress group loans...scam?
Hi,just wanted to share my experience of Fortress group loans. I applied online for a payday loan to top up my savings as my car had just "died" and I needed another one immediately and was connected to a subsiduary of of Fortress. Everything seemed to go ok until they needed to check/validate my card details. A message…
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Loan rejections despite excellent credit rating
I am looking to borrow c.£50k in order to complete renovations on our home. By completing the work we will be able to sell the house at a good profit thereby reducing the mortgage considerably and settling outstanding credit card debt and small loans. We have had the house valued as it stands and with the proposed work…
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welcome finance
i was told welcome had gon bust so i stopped my dd but now ive heard they have not gone bust i am worried now they will take my car off me
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Beware!
Beware of these companys: yes loans and welcome loans I applied to them for a loan 4 month ago and they both stole £60 illegally from me. I am in the process of taking them to court for the crimes they have commited. They have both respnded saying they will fight my claim all the way. They ere both very rude and aggresive…
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Unpayed student loan
Hi I have a student loan of around £12k still to pay back from my degree which i completed around 2002. When I first started working I was paying it back. However, since I moved jobs 3 years ago I have not been paying it back, although I know I earn enough to do so. I am happy to start paying it back but I am worried that…
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camper van loan
Hi Can anyone give me advice about the loan I have for my camper. I would like to pay less for my loan. Where is the best place to look. I have a 10yr loan costing me over £400 a month, I need to reduce the payments or sell the van. Thanks
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Private & Commercial Finance Car Recovery Service
Hi Can anyone give me some advice. I have a car loan with Private & Commercial Finance and have missed 3 months payments as i am struggling with my finance at the moment. I have just has a call from my mum to say The recovery people have called to collect the car from her property (even though i haven't had any…
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Statute Barred
I had a credit account back in 2002 that I personally have not paid anything to for over 6 years but I have just found out that my mother has been paying £10 per month to them after the collection agency bullied her into it. She has stated to them throughout that she is not the account holder. Would Statute Barred be…
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Living abroad
Hi there, I have been offered a job abroad in the US starting in September after I graduate, but was interested in taking a graduate loan from the UK. I'm a British citizen and UK resident, and would be working on a temporary visa in the US (having no legal right to remain). I'm on the electoral register at my parents'…
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payday companies connected
i have 4 payday loans with wonga,quick quid,pduk and uncle buck.the 2 with wonga and qq i have defaulted on and am in the process of setting up a repayment plan with them,hovever i am going to pay uncle buck and pduk off as i currently only owe them both £30 as i have been paying them back a bit each month (something wonga…
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Need cash to buy a car- what's best?
I'm about to buy a car and need about £4300 to make up the full amount; some loans aren't too bad (the Poga ones are decent) but I like the look of credit cards like the M&S 0% one; however if I'm approved for it it'll take another 2 weeks to come through and the car dealer wants his cash sooner. Is there a quick way to do…
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Egg Card Problems
I managed to max out my egg card to 9500, now after many a month and year I have finally realised that paying minimum is getting no where, to the point that paying off 300 a month actually charges me approx 200 interest. Tried to apply for cheaper interest loan from banks but they all refused. Do I need to wait so many…
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Everday loans
I applied for a 3k small loan from Sainsburys to pay back over 2yrs. Got a call there from Lending Wizard who said I had been agreed in principle for an Everday Loan but he couldn't put me straight through as they were shut. He didn't know the apr! Anyone dealt with EDL?
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theonestopmarket.co.uk
Hi all, I cant find much information about the above company, can anyone help me, someone that perhaps has applied with a loan for them, i dont understand the 67.50 no upfront fee part?
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Pay Day Loan & Debt Trouble
Hi, Last autumn/winter (2010) I had an outgoing of over £400 for something that had to be paid. As I am only on £10k a year (about £730 a month after tax) this was a massive amount to go out. The only way i could cope that month was with a pay day loan, thin after paying that off the next month i needed a further pay day…
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what happens when you die
Could some one tell me what happens with a joint loan if one partner dies would you need to take out insurance to write it off also what happens to an overdraft? thankyou
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re secure lone
Hi i applied for a secured loan for £19000 4weeks ago after 20 EMails giving them all the info that they wanted. i have a LTV of 20% lone to 80% mine.(house worth £250k) i have 4 credit cards all @ £0.00 i have £4000 in the bank my income is a secure private pension so it is not as if i can loose my job or any thing. i…
