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Overdraft & credit card question

capitaine
capitaine Posts: 37 Forumite
in Loans
Hi guys

I've got a £3000 overdraft & £2000 credit card limit from lloyds
Since needing to move in January i've been deep into my overdraft and pretty much maxed out my credit card. I can't see myself getting back into credit for a good few months, i just wanted to know whether this is going to having a negative effect on my credit history? And also will this have a negative effect on my internal credit history with lloyds as i've been making and probably will need to continue making minimum payments on my credit card

All advice appreciated

Comments

  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Being continually in your overdraft and having cards on the limit makes you look a bit rubbish in the eys of lenders, you asked so there it is.

    Chances are, if you applied for anything at your bank at the moment, they would show you the door.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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