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Desperate

Sparkle78
Sparkle78 Posts: 97 Forumite
in Loans
I need a loan of £3000. Can't ask family/friends. Not the greatest of credit ratings. Zopa is a no go! Where to try?
«1

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You will have to explain why you ''NEED'' a loan?
    Why have you not got a good credit rating?

    What is your income and what are your total other debts??
  • Sparkle78
    Sparkle78 Posts: 97 Forumite
    Need it to pay off car loan. Don't have a good credit rating due to a marriage split. I earn £20,240 and have very little debts!
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Sparkle78 wrote: »
    Need it to pay off car loan. Don't have a good credit rating due to a marriage split. I earn £20,240 and have very little debts!

    Have you tried your bank?
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    Get a credit card?
  • ILW
    ILW Posts: 18,333 Forumite
    Sparkle78 wrote: »
    Need it to pay off car loan. Don't have a good credit rating due to a marriage split. I earn £20,240 and have very little debts!

    Why not just keep on making the payments on the existing loan?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ILW wrote: »
    Why not just keep on making the payments on the existing loan?
    Beat me to it.

    OP you don't need a loan.
  • Sparkle78
    Sparkle78 Posts: 97 Forumite
    I have applied for credit cards but the initial limit is a pathetic £200! My car finance runs out and I want to keep it and it needs repaying in full. Bank won't entertain me cos I am in the process of selling my house!
  • ViolaLass
    ViolaLass Posts: 5,764 Forumite
    Sparkle78 wrote: »
    Bank won't entertain me cos I am in the process of selling my house!

    What's that got to do with it?
  • pension-newbie
    pension-newbie Posts: 125 Forumite
    The garage might offer you finance. won't be cheap though
    All CC & Other Debts - Paid Off :beer:
    Fifty something family man looking to retire comfortably before he's dead or effectively so :A
  • dougyd
    dougyd Posts: 396 Forumite
    jonesMUFCforever wrote: »
    Beat me to it.

    OP you don't need a loan.

    Must be a balloon payment, pay it or hand the car back?
This discussion has been closed.
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