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Cheapest method to overpay Tesco loan?
Hi, I am looking of taking a loan for around £7k, Tesco offers one of the most competitve rates for this figure, however, I will be making a large repayment on the loan (to settle it) in about 10 months, so early repayment charges will apply. So my question is this. The Tesco site says that early repayment penalties are…
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Can i pay off a loan with a credit card?
Can i pay off a loan with a credit card and only inccur the normal 3% transfer fee or would any other fees normally be charged? Thanks
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Recommedations?!
Can anyone give me some advice on the best place to get either a low interest loan or o% balance credit card? Background is 1 default dropped off last month:j 3 cc's total combined limits £3850 with 67% being used all high interest cards i want to clear (silly i know carrying balances on these cards, but i have now seen…
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Loan
Hi am not sure where to start but this is how the story goes. Am a 20 year young mature woman and am working though its not much but it does get me some where, so now i have been thinking on having just a small business but to do that i need a loan of r20,000 i have plan on how to use it and if i do get the 20,000 i will…
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help with loans
I'm not quite sure where to start on this story but basically i have been offered a fantastic job and i would like to get a loan to consolidate all my debts and to cover moving costs to a place closer to my new work base. do i get a loan now (8wks before i start training). In 8 weeks when i start training (salary- 16,000)…
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Opinions on loan option.
Hi. Anybody lent or borrowed money to a friend? I'm looking at this option and want some advice. I'll start from the beginning ...... I need a new car since I had to get rid of my blown head gasket Polo 2 months ago. I've been using the bus service since, which has not been too bad, but as I work shifts and weekends, the…
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Car Loan with Bad Rating and being in Debt Management
Can anyone help? I have, since being made redundant in the Middle East after only 9 months been forced to go into Debt Management. My other half has just got a job and desperately needs a car, but no-one will touch us/me. Has anyone got any help/advice as to firms that may be able to assist. I have a good salary so can…
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Car Finance...HELP
Hi all, My partner has applied for car finance through BMW, this was accepted...happy days. We went to pick it up on Saturday we went with the wrong docs (our fault) but also noticed that they has spelt my other halfs name incorrectly, spelling his surname with a 'C' instead of a 'K' They have corrected this and…
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Do "Bad Credit" loans exist?
as the topic states really? are there any companies who offer unsecured personal loans to people with CCJ's etc..I'm sick of being directed to the likes of Yes Loans etc.
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Should I Pay My Student Loan
After graudating I got a job and student loan repayments were taken from my salary. When I changed jobs I informed my new HR department about my loan but no deductions have been taken even though I earn over the threshold. It's been over 3 years now that I haven't repaid a penny, nor have I received any letters from the…
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Have been given a loan i havent signed for! Help!
Apologies for the length of this post! I applied for a 'top up' on my existing Santander loan to £15,000, my existing balance was £6448. This was accepted but i wasnt happy with the apr rate offered (13.9%) and wanted to lower the amount to £13,000 and was told this wasnt possible. I was told by Santander to ignore all…
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Requesting Copy of Agreement & Financial Statement
Hi Everyone, I have requested three times now since Jan, in writing to Welcome Finance for a copy of my original signed agreement/contract as well as an up to date finanical statement to show how much has been paid and what is still outstanding etc. I have not heard from them or received anything!! I am about to write…
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Low interest loan (6.8%) from Sainsbury's
Hi All, I am trying to source some extra cash to buy a car and all the rates from dealers are unacceptable so Im looking into a unsecured loan from Sainsbury's. Has anyone applied recently? I was looking to get the 7501 :j so the 6.8% rate would apply and repay that in 3y or earlier (most likely). I don't want to influence…
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Unsecured consolidation loans ... do they still exist?
I have been attempting to get an unsecured consolidation loan of approx. £20000 over a period of 42-48 mths The purpose of the loan is to consolidate credit card debt, for which I am paying just over £ 700 per month at varying rates between 15.9 & 19.99% However, as the credit card debt amounts are obviously reflected on…
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The unsecured loan company
Anyone had any dealings with these? They have offered a loan at a decent rate but could not tell me the APR(?) and wanted £59 to process the loan! As the loan is "agreed in principle" I think they will take the money then claim the APR is horrendous or that they can only find a lender who will agree to a lower amount! On…
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Advice
I get an indefinite award of DLA because I am disabled and I am retired what are my chances of getting a loan please? Furthermore, what are the best reasons lenders loan money for, if you know I would be grateful.
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Hire purchase with Black Horse and just got a Barclaycard with 20 months 0%
Hi All, I recently got a new Aprilia motorbike on hire purchase with Black Horse and on my hire purchase agreement it says my APR is 20.5% interest rate and 15.52% per annum. The cash price of the bike is £4,219.00, deposit was £250.00 leaving £3,969.00 of credit. Hire purchase charges £1,055.25, credit facility fee part 1…
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Can anyone explain Life of Balance?
I took an offer of 6.9% life of balance....but it seems that it is more like 13% I don't quite understand it. I thought it was 6.9 APR but it is 6.9 every month on the amount owing. Is that right? soljake
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Loan - Early Repayment Advice
I really hope that you can help me. I am in shock! I took out a loan from a particular high street building society for £10,000 over 7 years in May 2010. Total Loan £10,000 Duration 80 months Total Charge £5,046.20 Total Amount £15,046.20 Annual Interest 13.45% The agreement was for £192.90 to be paid each month, and the…
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payday loan without permission
First of all sorry this may be a long post:( My sister is disabled and claims DLA full rate, a couple of months ago she allowed a so called friend of hers to live with her for a few weeks while the friend sorted out her flat which had been flooded. My sister has a stupid habit of writing important things down, like…
