-
Credit scoring
Hi all first post so go easy on me. Iv been turned down for car finance, my credit score is 824 (yeah I know its not worth the paper). Im on top of my credit file info wise, Iv just updated my electrol roll as being ex army I was a mail voter. Iv had £1500 from a barcleys finance partner (laptop), and paid it off years ago…
-
HP car finance repayments
im just curious to find out how the interest is charged? is it calculated then paid off first before the remaining credit? ive been paying my car finance now coming up 2 years. but im unsure whether ive already paid / or am paying the interest first before any actual money off my car?
-
loan help
I took a loan out in 2006-my relationship had just broken down after 7 years and I Was struggling to pay the mortgage and bills alone I applied for a loan through a third party finance company who were working with HSBC for a loan I was invited to a gruby office where 1 girl spoke to me and told me it would cost as much to…
-
Clearing car finance - Black Horse
Hi, Im trying to save for a house and stupidly bought an expensive car on finance over a 5 year period (2 years ago). Im now wanting to finish the finance early so i can save an extra £300ish a month. These are my thoughts on how to do it... 1) Find out a settlement figure from the finance company. 2) Value my car. 3) Sell…
-
Credit Union loan...explain please?
Hi everyone. My car is dying and my mother has kindly offered to take out a loan from her credit union to lend to me for the purposes of getting a decent motor. She has about £1700 in savings, and what we hear is that she can borrow twice the amount. Thing is, we're not sure whether this means they give her £1700, or if…
-
Solar Home Energy and Barclays Partner Finance
I bought a Solar Home system (worth £5,600) about 3 yrs ago, from Solar Home Energy (SHE), paying the initial deposit of £250 with a Visa debit card, and outstanding amount financed by Clydesdale Finance, on 1 year BNPL basis. Clydesdale was soon to be taken over by Barclays Partners Finance. System never worked (we did…
-
I need a £5000 deposit for shared ownership but already have a loan. Can I have 2?
Could someone please give me and my partner some advice? We have a household income of £37000 and are unable to get on the property ladder without saving forever.. Opposite my council house they are currently building shared ownerships homes. It costs £155,000 for the house but we can buy 50% of it, to cut a long story…
-
Payday Loan
I have a loan with a Payday Loan Company and I am thinking of changing my bank details to prevent them from clearing out all my wages. Would they clear out my wages if they somehow got details of my new account or is that illegal ?
-
Welcome finance balance
Hi, Is there away i can find out my balance that i owe welcome finance without talking to them, i cant really be assed with another argument with them? Thanks.
-
Loan or credit card for car purchase?
Hi all, I'm looking at buying a new car around the 10k mark but I'm unsure of the best way to go about it. I have around 3k to put towards the car so I would only need a 7k loan over 2/3 years. The best loans I can see are sainsburys at 6.8% if I borrow £7501 but I'd like to use 2 credit cards to try and achieve it and…
-
personal loan
If i paid someones credit card off for them but later split from them can i claim this back? and how many years after can i claim this back? Kindest Regards
-
EFG Loan - Please help!
Hello everyone. I'm in the process of purchasing a reasonably successful spa business. Purchase price is approximately £100k with profits of approximately £35k per year. I have a £50k deposit, and was advised by a broker to seek an EFG loan as I do not have any tangible security (I don't own a house in the UK). Both Lloyds…
-
Loan needed - confirmed job offer
I'm starting a full-time post-graduate course this June and have a confirmed job offer for next March. What banks would consider giving me a loan? I've seen the RBS Graduate Loan, but it charges 16.9% interest and they will only defer the payments by 12 months if you're "going travelling"! Thanks for any advice!
-
(Lowell's Group) This'll sound bad. . . .
.............................
-
Loan GoGo??
Hi Just looking a bit of advice. I was recently scammed by YES loans and currently fighting to get my money back. I am in need of some money and got a call from a compnay called Loan GoGo, their parent company is Davenport Black LTD. They are offering me the money but as per usual, need £59.99 charge, I did say to the guy…
-
Already bought a car want to change loans
I have bought a car form a dealer, (pick it in a couple of days). I agreed to finance from the dealership thinking it was 8.7% interest, but I didn't realise it was 17.9% apr until the day after I had signed all the loans documents. I know I should have realised before but the damage is done. This is the first time I have…
-
Premium Personal
Hi Has anyone had any dealings with Premium Personal Finance, and if you have can you give me any reviews thanks
-
premium finance
Hi Has anyone had any dealings with a company called Premium Personal Finance and if so do you have any reviews on them?! Thanks for any help
-
Paying of Debts
Hi guys. Just wanted some advice about paying off my debts. I will have enough money to pay off my debts at the end of the week and what I wanted to know is this: Do I pay off the outstanding amounts or do I negotiate a settlement figure that we are both happy with (providing they accept this is full and final and says so…
-
No correspondance for 3 years & then collection agency comes down HARD!
Hi guys, Bit of a strange one this. I received a very stern letter from a collection agency today saying I owe them 3 grand for a loan I had apparantely from Santander. I have never had a loan from Santander - I did have a loan from Cahoot years ago, which fell into payment problems & I was discussing a final settlement…
