Help finding best loan option please..

giff

My father has recently retired and living alone in a house that the mortgage is about a year from completion and valued at around £200,000 he would like to downsize. I want to ensure when he sells the house he gets the best price for it however at the moment it is in a state of disrepair and needs around £10,000 spent on it in order to achive its best sale price.

Due to my father nolonger having a regular income other than his reletively small pension and state pension he is unable to obtain a loan apparently.

I have a regular income and could afford to make loan repayments on my fathers behalf for the forceeable future upto around £400 a month. However while I have no debts I am still trying to improve my credit having left uni and do not have a high enough score to get this loan.

Im sure between the two of us with my income and his capital we must be able to obtain a decent loan deal somehow?

Any advice please.

geoffky

sell the house -- as seen, then your father will have some money after buying his new little place while you go out into the big wide world on your own...good luck...people like house that need work as they can do it and gain some equity..