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A question about PayDay loans
A friend of mine has payday loans with The Money Shop totalling £250. He is paying £40 every month to roll them over as he can't afford for the cheques to be cashed. Is there any way he could get them to accept the £40 as part payment of the loans every month until they are cleared? He recognises it was a daft thing to do…
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Nationwide Loans
Good evening, Has anyone had a loan out with Nationwide before? If you did how long did it take to get the money into your account. Our account is also with Nationwide so the transfer will be quicker, but just wanted a rough idea really. Thank you.
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offer of clearing loan balance
hi all!! i received a letter from my bank today, giving me the opportunity to clear my loan if i make a 1 off payment. i owe £9425 and they're willing to accept £6800. i currently have a payment plan set up with cccs who are making payments of £65 on my behalf. obviously i can't afford the 1 off payment, what is the best…
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Zopa..at what point do I get credit checked?
Just a quickie..I am considering applying for a Zopa loan and have heard through a friend that when applying a quotation search only is carried out. I understand a full credit search is done at some point but at what point does a real footprint grt left on my file? Thanks F
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Bad/No Credit Car Leasing-Private for sole trader/self employed
Does anyone know an leasing companies who lease cars to people who cannot prove their income? I have just enquired with cvs from surrey they would do it, but are a small company so do not report to credit reference agencies. If I am going to pay £1200+ & then £300+ pm for 3-4 years I would want this to be reported, also if…
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Loan or transfer amount to credit card?
Hi I winder if anyone can help me sort something. I have just applied for a loan, I needed £5000. I have been offered via my bank 16.7% (which I know is high, not good history), paying back over 37 months at 171.05pm. I can afford to do this. The paperwork has come and I was about to sign, so that the money is in my bank…
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Loans with no early repayment fee?
Hi all, Is there such thing as a loan with no early repayment fee? It's possible that I may need a loan in the near future, but it's also possible that I may come into some money which will pay it all off fairly quickly. Thanks all Richard :money:
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turned down for loan even tho perfect credit history
Hi wondered if someone can shed some light on my question, I applied for a unsecured personal loan, not a large amount (£3000). i have been told today that they have declined, thought mmmm thats weird... so thought id check my credit file with Experian, pleased to say its all A+, no defaults, late payments, CCJ's etc....…
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Loan fraud from loans 4 sure, the loan people
one of my friend saw this unsecured loans on the internet and decided to fill the form and a received a text message from a company called churchwood and asked if she is still interested on the lloan and took all information and told her that she has been accepted to be given a loan by loans for sure which will be on her…
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swapped my car for another one and it turns out it still has outstanding finance
wat do i do can anyone help me with this
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Mis-sold secure loan
Hi 3 years ago we're sold a secured loan (over £25,000) against a flat by Picture Finance. Taken in by all hype neither of us fully realised the implications of what a secure loan means. With that taken on board we fully appreciate thats to do with us. We still think though that Picture Finance mis-sold the secure loan as…
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Loan
Hi I have been thinking of getting a loan for a little while now to buy a motorbike. i am on a good income employed by a blue chip company but paid by a contractor firm of which i have been employed by since 04/12/07 i earn before bonus ect 18500 a year, after bonuses 32000 approx but i only ever put down my basic wage, i…
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Cahoot Flexible Loan - need some advice
Hi Am a new poster on here and need some advice on what to do with a cahoot flexible loan i took out in 2005. When i took out the loan, the interest rate was 6.9%, currently it stands at 17.9% ..... i've never missed a payment and now pay more than the minimum required each month and have about 6k outstanding on a 10k…
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Advice on Loan apr
hi all, i have just applied for a loan for £10,000 over 7 years with the co-op bank, there website said typical apr of 8.9%. i have a credit score of 999 out of 999 and can easily afford the payments. this morning i received the paperwork and the 'typical' apr is 15.3%. i rang them up and a not so helpful lady said that…
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Credit Expert plus Loan question
Hi I have a credit card and overdraft but would like to combine the 2. I applied for a loan with my bank (Abbey) and got refused. Now both the credit card and overdraft are with Abbey. Is there any reason for this, and if I look on credit expert would I be able to find out why? Will credit expert give me an indication on…
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HELP Llloyds TSB PPI urgent
HI PLssssss help if you can but Im trying to claim back my ppI on my loan with Lloyds TSB but can not find any address to write to? I took out the loan in Dec 2005 and Im on the last year of the loan but my hubby thinks that I will have no problems trying to claim some money back. Iv downloaded the letter from this website…
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car loans 4u
MSE Official Insert: For the latest loans best buys read our Cheap Personal Loans guide. ---- hi, just wondered if anyone could give me some advice. i got into trouble two years ago with money and for that reason i have a really poor credit rating. no ccjs, but plenty of defaults. i'm back on the right track now and for…
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APS Financial Services
hi all i am new here so i hope i am in the right place and apologies if i am not . has anyone heard of these people apsfinance.co.uk i applied for a loan , and then have sent me a letter back outlining my payments dates how much each months what apr etc, they enclosed a payment card in order for me to repay the loan . i…
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Buy now pay later additions etc
Hi recently brought a laptop and tv through additions on by now pay later with the intention of paying them off early...i made a payment to my account of £100 there is nothing on the account other than the two buy now pay later items however they have had no money deducted and i am now £100 in credit...can anyone advise…
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Student loan / credit solutions demand help
Hello! My dear other half has recieved a demand for repayment of £3500 ish from credit solutions ltd regarding a student loans company ltd loan. It is dated 3/2 giving 72 hours to pay all outstanding arrears in full or make satisfactory proposals before legal procedings may comence. At some point in the distant past he…
