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help urgently needed please!
ok, so I have a car on hire purchase from Welcome Finance (bad choice I know but only choice available at the time) Anyway, got into a bit of trouble with them last year and they issued a default (according to my credit file) in February. Since then have come to a different arrangement with them and paid approx 130 a…
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secured loan
I was made redundant back in August 2008 n was out of work for a few week, due to resession i was finding it really difficult to get another job so i registered with an agency. I found work in September with this agency but this unfortunately ended in April as it was only temp work. During this time i always paid my loan…
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Get loan or use savings...?
I am buying a car for £13,500, which I have in savings. However, I have been offered the £13,500 over 3 years on HP with an APR of 6.8%. This works out at a total cost of £14,925.16 over the 3 years. BUT, I can get a 3 year fixed rate bond with my local bank at 4.5%. I worked out that as a basic rate taxpayer, I would earn…
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I Need moneyworries.co.uk Email Address
I am having so many problems getting a refund from moneyworries.co.uk. Has anyone got an email address other than the one on there website please?
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Citi Financial
Has anyone heard of that company as a loan company ? not sure if i have spelt it correctly as i have been given a number for the loan company rather then a web site address or anything else. If so just wondering if anyone knows anything about them, good or bad reputation ? :)
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buisness loan.
hi, I am looking for about £2,650 as a buisness loan. I am not sure where to go with the best interest rates. Can anyone help me?
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desperate help needed!!!
Hi, not sure if i'm posting this in the right place so sorry if im not!! Anyway so i am seriously in need of advice from some money savvy people out there or anyone who has been in a similar situation before and managed to get through it! Usually i'm quite good with my money - always pay all my cards off in full and in…
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Problem paying a loan and credit cards
I have found myself in the unfortunate situation of having money problems, this is really my first experience of something this serious and I don't know what to do. I lost my job back in July last year and and have since found part-time work and also doing some self-employed work on the side. But what I earn does not cover…
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What type of loans am I entitled to?
Hiya, I have had a turbulent few months with the breakdown of my relationship and needing to move back into my parents for several months and getting seriously demoralised about being on JSA. Things have drastically improved now and things seem to be looking good for me! I have had the offer of a job in Surrey working in a…
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First Response Finance & Marlin
NEED HELP PLEASE i took out car finance in 2003 with a bunch of sharks called 1st response finance. I got behind with a couple of payments in 2005 and still owed 6500 pound so they slapped a charge onto my house and threatend to make me sell our home. next thing i know a company called Marlin financial services (more…
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Advice please
Hi all I wont bore you to much with my history but basically last month my marriage broke down. Since then I have been on a parents settee trying to sort a place of my own. I am now close to finidng somewhere and applied for a loan with FLM to try and cover the deposits etc. I was accepted for £1000 which is enough but I…
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Now redundant do i put it on mortgage
My husband has recently lost his job, i have 2 loans totaling 7 thou, one finishes in 29 mth one in 48 mth and with my mortgage £700 a month the 3 combined going out, should i consolidate and put it on my mortgage as a homeowner loan, then put it on interest only, can you put a homeowner loan on interest only?? it would…
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Am i responsible for this loan
I have taken out a loan from a bank through a driving school and was advised yesterday that they are going into administration but the loan of £3800 was paid by the bank directly to the driving school and we are now paying the monthly payments the first payment is due on Monday, what do i do, shall i cancel the direct…
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What do I need to pay monthly on student overdraft?
Hi, this is my first thread so sorri if its in the wrong section. I have a student overdraft of £997... with Halifax.... and have had since my first year and I want to start paying it off. I dont graduate til July, and finish uni in May.... so wondering how much I shoud start to pay monthly? Is there a minimum you have to…
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Auto finance gmac
Hi guys would love some advice a few years ago bought a car from main dealer vauxhall,finance was taken out in my name however the car was registered in my wifes!!!! surely this cannot be right???what would have happened if my wife took off and left me,would i not still be liable for this finance.???? should i complain to…
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Loan advice
Hi all Please help me with some advice/information/pointers on a loan matter. We have a Northern Rock loan for 29k at 12.5% over 30 years. We just had a statement and realised that after four months we paid NR £1245 but the outstanding amount reduced by only £15. Ignoring the wrongs and errors of actually getting this loan…
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why can't i get an unsecured loan???
im nearly 23 years old, have a perfect credit report, (with credit history), no missed payments, live with parents, have a little outstanding credit card debt but will be consolidated with the loan. have been bounced by two banks now but neither can give a reason as to why???? any ideas??? many thanks craig
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Best way to finance a car purchase
Can anyone help !! I am looking to replace my car and intend borrowing in the region of £9000 over 3 or 4 years. The best unsecured loan rate I can find is with the N-Wide at 7.6% so payments would be approx £220 per month. Is it possible to be more savvy and finance this via credit card - say purchase it on a new card…
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Help! I don't want to pay Payment Protection Insurance
I got a graduate loan agreed over the phone by my bank. I'll be borrowing £2400 over 2 years at 12.9%. And I can just manage the monthly repayments of £113. But when I went along today for an appointment to 'sign the papers' they tried to guilt me into paying an extra £10.85 a month in Payment Protection Insurance. I know…
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Consolodation loan - advice appreciated
Hi guys I am interested in trying to get some sort of a consolodation loan and wondered if anyone can give me some advice? Basically 7 months ago I was forced to setup my own business due to the recession and thankfully its been a real success to date - however when I initially started I borrowed £4000 on a card (I needed…
