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Welcome finance PPI
HI there im really confused and hope someone can help. I have a £2000 loan withwelcome which is now a balance of £3400 somehow after about 2 years of paying on time! anyway, I called them to say i wanted to cancel my PPI on my account and have it refunded as i have a recorded old call from welcome saying that if i took it…
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payments to welcome finance
just wondering if any other welcome customers are still paying there monthly payments? i am asking this as i set up a new DD in october, i never got a letter as ya do stating that it had been set up. but last month they never took nov payment and i have not recieved a letter or a phone call to say that iam late with my…
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Advice for a loan?
Hi all I currently have a 5k loan with sainsburys and 5k car finance (my loan was to buy a car but it blew up a few months later, hence now having finance and the loan...) this is fine and i can manage this no problem I am looking to buy some land for my horse, i have found some that is 10k - would it be possible to get…
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Anyone know of a good "bad credit" loan
Hi folks I dont have the best credit rating in the world and im looking for 10k for a new business, a smaller amount would be ok, and i dont mind paying over the odds in APR (within reason) and have no intention of paying any sort of fee's to a broker. I can get a gaurantor and i can easily afford to payback my loan You…
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Bailiff Charges
pls ignore
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Payment Protection Cancelling
:confused: Can anyone advise me please, i have a Barclay Loan which i have had for a couple of years now and want to cancel the payment protection payments to save some money. When i contacted Barclays they said the loan would be paid off with a new loan without the payment protection but i would have to accept a new APR…
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Completely new to Loans/Credit Cards, Whats best for me?
Hi, I'm Completely new to the world of loans and credits cards, never had either one of them before! I'm looking to purchase a car for around the £5k mark. I was wondering what would be the best (best meaning cheapest) way of me doing this? Many thanks in advance 21 Years old in a few month if it helps :beer:
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Loans
How can I get a loan to start Business
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Cancel the Trade 4 Game training agreement
I have made an agreement with trade 4 game and i have to pay 5000 £ with i do not have and i made an credit loan to barclays but this is not what i want so i need to cancel this mistake and i am in the 7 days cancellation period . I do not know if it is a standard cancelation form or it is something i need to write and…
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Natwest & apex
Hi I'm new to this. I took out a professional loan with Natwest in 2001. I asked a company to look into the agreement to see if it was enforceable or not. I have an agreement dated 2001 which is not enforceable. The company I used did not hear from the Natwest for a while so I called them. The person I spoke to stated that…
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Movement Against PayDay Loan Companies
Hello All, Please edit my post if I am not allowed to do this sort of thing, but I have sent a complaint the FOS about Payday loan companies and would like your help. I have set up a petition against these companies and please sign and pass on the link to those that agree with me. I am hoping to approach the FOS when we…
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Career Development Loans
Hi I've just spent the best part of the day researching this.... Apparently, if you want to take out a career development loan you have to make sure that the providers of your training are registered with the Learning Skills Council. Problem I have is that I'm in a specialised field and I'm retraining to get back into…
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Northern Rock settlement figure - help
Hi Folks In the mail today I received a letter from Northern Rock with regards to a complaint that I have with them. My complaint is that the settlement figure seems to be grossly unfair considering what I have paid to them, i.e. extra payments. Do I have any comeback on this? Here is what they wrote as a "final" answer.…
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Black horse settlement
I have been with payplan for 4 and half years and am nearly there and debt free! Or thought so! Out of the blue today I received an offer of settlement (without requesting it) from black horse at £1682.00. I have been paying them £30 a month for the whole time and haven't missed any payments. My monthly payment under the…
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Northern rock and charging order
Hello, first post but extensive prior use of the search bar, basically i have/had an unsecured loan with northern rock, due to economic/personal conditions, the wife gave up work, i lost all overtime and we couldnt pay, we went on a DMP, but after the birth of our third child, we could no longer afford to pay and tried to…
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Loan for a poor credit rating Graduate?
Hi there, I graduated from Uni in June and couldn't secure a job. It got be into a lot of debt on top of debt and missed bills each month in my final year as i couldn't keep up. However, i have just secured my dream job and i'm due to start on the 4th Jan in Manchester. The problem is that i'm currently based in Cardiff…
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Welcome Finance have taken money without my consent
I cancelled my DD with the bank last month because I couldn't afford it etc and without my consent, not only have they reset the direct debit up without my knowledge but they've taken payment from my bank account. is there anything I can do? I'm absolutely raging :mad::mad::mad:
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QuickQuid Nightmare
Hi there- I posted this on Debt Free Wannabe but it might be better placed here: Hi all, I posted on here a good few months ago after having finally admitted to myself that I needed to take a good hard look at my finances and sort out my debts. I am really pleased with how far I've come- I've written to all my creditors…
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Directloans uk ltd
Hopefully I am on the correct forum, apologies if not. Does anyone have any information or dealings with the company called Directloans Uk Ltd, run by Mr Steve Halsey and Mr Ross Russell? They are based in Sheffield. I am not sure if they are legitimate or just ripping both the general public off and also…
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loan required for someone with bad credit
long story short got myself in to a muddle with finances and my credit score is in the toilet so can anyone make recommendations please
