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Tesco Loans ? Not the best credit history
Hey guys, Hopefuly someone can guide me in the right direction here, Im thinking of applying for a tesco loan at £4000 over 36 months, I have an ok credit history, But it isnt the best, Im abit worried about applying because i dont want to screw up my credit rating, Has anyone here with less then perfect been accepted by…
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Quick Unsecured Loans
Hello I have put a few postings on a thread for tesco loans but i am after a Plan B. I have an application for £9k thats with Tesco at the moment, i have been agreed in principle, i have sent off my bank statement and phoned today and they said to call by 5pm if i have not heard off them. However i have my doubts that they…
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Unsesuredloancompany
I have read some posts on here regarding the unsecuredloan company [TEXT DELETED BY FORUM TEAM]. I applied for a loan with them, and i was asked to make a payment of £44 (this differs depending on how much you want to borrow) they say that you dont have to pay unless the application has definitaley been approved which mine…
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Confused !! Santander APR rate.
Hi. I am looking for a loan, I bank with Alliance and leicester. The Alliance and leicester home site states all loans are through Abbey national , also part of santander. When I use the online calculator i am offered a rate of 14.9% Apr ( dependant on circumstances). When i go to the abbey site I get an APR of 9.4 % Apr.…
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Loan not on my credit file?
i have checked my experian credit file and a loan with my bank taken out in 2007 which im paying until 2011 is not on there??? Is there a reason for this, as it is with a high street bank and i have been paying dd every month?
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Single default can I get a car loan?
Hi, I've a single default registered against me that is two years old. I have a number of other agreements that show on my credit report as 5 years of green O's. My current Car finanace (which was taken out before the default was registered) has a year to go but I'd like to replace my car by paying off the finance and…
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Are Expedia and Experian so different from each other?
I have been declined for a £12,000 loan from my bank natwest who have told me this is because of my credit score, so I payed for my score from experian which gave me a score of 912 out 999 so is this not good? Anyway I have just applied for the same loan with Tesco thinking that I might get lucky and also got declined…
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Free Speech
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can anyone point me in the right direction
Firstly, I hope im on the right forum. Posted in the wrong place last time. 10 years ago and newly widowed I was faced with an unexpected bill/debt that i was unaware of so I panicked. I took out a 20k loan secured on my property. I have paid it regularly since. I received my first statement two months ago, previously they…
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is this for real???
i saw this company advertise on the telly this week on daytime tv!!!! http://www.paydaybank.co.uk/fees.aspx the fees advertised on tv where about 2435% a!!!!!!!!! anyone else see it????? good help us if this is for real!!! the web site advertises 1355% !!!!!! the crown prosicution service has jailed people who loan money…
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just thought you might like this from youtube!!
its set to the do they know its christmas song!!! singing is awful but a damd good effort non the less!! http://www.youtube.com/watch?v=io00QGNNTEE
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£750-1000 loan short term
Hi I'm a recent graduate and have a graduate account with natwest. I'm moving to a new flat in January for my new job. I'm going to have a cash flow problem and need a short term loan of £1000. I applied for a graduate loan through natwest and it was rejected due to my credit score. I'm 21 and don't have any CCs and I've…
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Loan default
I received a telephone call from my Private Banking Manager a year last January (almost 2 yrs ago) saying there were not enough funds in the account and that there wasn't enough to cover my outgoing loan payment that day. I said I'd messed up and didn't have any extra funds to pay in that day but would a week later when I…
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Loan challenge failed - solicitors left us high and dry!
Hi all Having seen the hype following the introduction of the Consumer Credit Act 2006, we applied to a firm of well known solicitors in the south of England. We sent off our loan agreement and supporting doc's and they responded by telling us we had a strong case as the interest rates stipulated contradicted each other…
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Cattles (Welcome Finance) shareholders vote for company to wind up
Shareholders of the troubled consumer lender Cattles voted on Wednesday for the company to seek a winding up, the company said, despite the opposition of directors. "We do not believe that the pursuit of any such petition to wind up the company would be in the interests of any of our stakeholders," the company said,…
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loan to family member
I made a loan to m aunt 21 years ago so she could stay in her home. The interest has been rolling up with a legal charge on the property. The house is to be sold as she is going into sheltered accommodation. Am I liable to tax on the income?
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Rediculous charges for a letter!
I apologise if this is in the wrong thread but strictly speaking it is a 'loan'. Hi all, long story short, we bought a new 3 piece suite on credit from a well known high street sofa retailer. Current economic climate lead to us falling slightly behind with payments, the finance was passed onto another company, as they do,…
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Online loans limited
Has anyone had any dealings with this company and in particular a Mr. Polly Davidson. I have checked numerous agencies and they do not have any bad info or good info on this company. They lend money to people with credit issues. They state they are a National UK Loan and Finance Company. Any info good or bad is welcomed.
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Advice about applying for a loan
Hi everyone, (sorry for the length of the post & thanks in advance for reading) I'm 23 and have been in employment for a year full time earning £15000 (after finishing uni). I also have another part time job at weekends which pays £5500, which I have had since I was 17. I have two credit cards, a student one from my bank…
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any advice on good loans?
Hi there, i need advice on getting a loan i have fair credit and my score is 785 from credit expert, need a loan does anyone have any suggestions on lenders not brokers who you have to pay admin fees to. As i know these are all scams. Nay success from company's etc. any advice would be apprenticed thanks.x
