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£750-1000 loan short term
iamreverend
Posts: 5 Forumite
in Loans
Hi I'm a recent graduate and have a graduate account with natwest. I'm moving to a new flat in January for my new
job. I'm going to have a cash flow problem and need a short
term loan of £1000. I applied for a graduate loan through natwest and it was
rejected due to my credit score. I'm 21 and don't have any CCs and I've never been in money problems before. I'm just reaching my
overdraft limit.
What's the cheapest way to get a loan of £1000 or would a CC be the right route of action? Will they give someone who's never had a CC a £1k limit?
Many thanks
job. I'm going to have a cash flow problem and need a short
term loan of £1000. I applied for a graduate loan through natwest and it was
rejected due to my credit score. I'm 21 and don't have any CCs and I've never been in money problems before. I'm just reaching my
overdraft limit.
What's the cheapest way to get a loan of £1000 or would a CC be the right route of action? Will they give someone who's never had a CC a £1k limit?
Many thanks
0
Comments
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iamreverend wrote: »Hi I'm a recent graduate and have a graduate account with natwest. I'm moving to a new flat in January for my new
job. I'm going to have a cash flow problem and need a short
term loan of £1000. I applied for a graduate loan through natwest and it was
rejected due to my credit score. I'm 21 and don't have any CCs and I've never been in money problems before. I'm just reaching my
overdraft limit.
What's the cheapest way to get a loan of £1000 or would a CC be the right route of action? Will they give someone who's never had a CC a £1k limit?
Many thanks
A credit card would probably be better, depends on interest rates really.
When you say low credit score, do you mean inexistant ?Originally Posted by Dr Cuckoo3
Your bank and bank card does say something about the kind of person you are: Big 4 banks=sheep;),Santander=someone who doesnt mind incompetence:p,COOP=Ethical views,a campaigner:cool:,First Direct/Coventry=someone who thinks they are better than others:o,NI Bank card when living on the mainland=Aspergers
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your new employer should front you the money as its work related.
other than that big Mike down the 'estate' may be able to help you out, i hope you wont miss your thumbs tho....Target Savings by end 2009: 20,000
current savings: 20,500 (target hit yippee!)
Debts: 8000 (student loan so doesnt count)
new target savings by Feb 2010: 30,0000 -
Employer won't forward money. With regards to my credit rating it may be ziltch but I've had a phone contract for 3 1/2 years plus a few direct debits like sky etc0
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