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Need a loan, but who will give me one!
Hello, Im looking for a loan have read many threads telling me which companies to avoid but none for who to go for? Can anyone recommend any good companies? Looking for about £4000 to sort out my debts, not the best credit rateing in the world. Applided for halifax last week who said no and about year ago to A+L and…
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UK loan when living abroad?
Does anyone know if it is possible to get a loan in the UK if you live abroad? We are British citizens. I looked at applying for a 0% credit card but it asked about being UK resident and obviously I didn't want to lie so cancelled the application. I am just wanting to get a loan to consolidate credit card debt because I'm…
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Loan to pay off all loans ??
Sorry if I'm wrong but I have heard there is a loan you could get to pay off all other loans you have, so you are paying back just the one ? Is this correct and where would I find info about this ? Thanks
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Advice needed with debt
We have a loan with black horse that has been on reduced payments, they sent me a statement that shows my debt has increased even though the interest was reduced for that period so I told them I would no longer pay them directly. A company acting on their behalf contacted me this week & offered three options 1- pay a…
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High Street Banks
I would definately try your bank for a loan. I went bankrupt 6 years ago, but have never missed any payments since. My bankruptcy and defaults dropped off my account this month, and considering a drunk driver smashed into our car, I thought I'd get a loan out for a new car (been wanting one for a while). So I applied…
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Welcome Finance Harrasment
My partner and I have a £20k loan secured with Welcome Finance. We took it out in 2006 and in 2007 realised we had PPI so claimed that back via the FO. Welcome then restarted the loan as of Jan 2008 with lower repayments because PPi was no longer included. This equates to £308 a month which we pay monthly and have never…
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I have a unsecured loan - I am becoming a student in September 2010
Hi Guys! As the title suggests I'm going to become a full time student at an HE uni in the UK. I wanted to know if I can turn an unsecured loan into some sort of student loan, or low interest loan? I am currently with HSBC. Any infor would be amazing! Paul
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Barclays Offer of a Resolve Loan- Do I take it?
Hi all, I have a Barclay loan & have never missed a payment in the few years it has been set up. I used to have a barclays account with a £5000 overdraft. I no longer use this account but am still overdrawn, every month the interest keeps taking me over my limit. Barclays rang me today & established that I have missed a…
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What effect will being on electoral list have on my credit score
I have hardly been on the Electoral list since turning 18, I am now fast approaching 28. Maybe 1 year out of the 10 I have been registered. Question is how much of an effect will registering today have on my current score, which as of today stands at 654 with Experian (my previous last score was 576 on 27/12/2007) I have…
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Secured Loan Charges
Hi All, I have taken out a secured loan with Endavour Personal Finance in 2005, since then I had so many charges and there interest is so high, do anyone know if I can calim the charges back or the interest and how? Thanks Mouna
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Need help to get a loan
I have a barclaycard intial visa which has an interest rate of 27.75 that i got a few years back when i had no rating i want to get a loan to cover off the balance of 1260 as im only paying the min and getting nowhere ideally i want a loan for 1600 to also cover of some bank charges i am incurring i think my credit ratings…
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Career development loan,
Hi, Im 20, currently living in Swindon. I have been accepted onto a journalism course in Brighton working for a newspaper. The course is a 3month fast track course and is fully nctj certified. The course is £3600 and comes under eligibility for career development loans. I have applied with Barclays...i sent my application…
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Equifax and Experian credit report problems
Hi, I'm lookin for some help regrding how I should handle the following situation. I got refused a tiny loan from a company based on a credit check they conducted via Equifax. I then decided to get my credit reports from both Equifax and Experian to see what was going on. My credit report on experian only showed one of my…
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Advice req
I have approx £9k outstanding on three credit cards and am only paying the min a month i recently applied for another 10k advance on my mortgage and was refused my house is worth £200k and my mortgage is 137k which i found surprising however now im thinking if i applied for a PL with A and L whom my mortgage is with and…
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Reclaim brokers fee.
A few months back I came on here asking best place to get a loan. Someone sent me a pm saying they got a loan with credithelpers.co.uk at 8.9 % apr. So I applied. I got a phone call. A woman said that I had been accepted. I was given monthly payment details and total amount payable. At the end she said there was a fee. I…
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Career Development Loans
I just wondered if anyone has ever been declined a career development loan request from either Barclays or the Co-operative. If they were, did they re-apply with the other bank? Its because I have a career development loan application that was turned down by Barclays and I'm in now a fix. I don't know if the cooperative…
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MSE News: MPs call for probe into 'unfair' credit applications
This is the discussion thread for the following MSE News Story: "MPs are urging watchdogs to investigate the fairness of the credit application market, amid concerns consumers are being penalised for searching for the best deals ..." Read the full story: MPs call for probe into 'unfair' credit applications
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loans in general
If you wanted to apply for a loan but was not register to vote and you could not get credit because you are not registered to vote. If you register to vote would you then show up[ on the system at your address and would they be able to show up credit stuff?. From what i gathered if you are not registered to vote its hard…
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Barclays Firstplus
I would have thought that the treatment FP customers are getting with regards interest rates, Martin would be on to it - Strangely very quiet on here about FP - Why's that I wonder?
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Car Finance
This enquiry is not for me but my friend,does anybody know if you can get car finance on a cat c car(insurance write off).He has seen a car for very good money at a showroom dealership and has phoned them asking about the damage.The damage has been fixed by an audi garage and the dealership have the log book v5 with 12…
