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UK loan when living abroad?

dib-dab
dib-dab Posts: 92 Forumite
Part of the Furniture Combo Breaker
Does anyone know if it is possible to get a loan in the UK if you live abroad? We are British citizens. I looked at applying for a 0% credit card but it asked about being UK resident and obviously I didn't want to lie so cancelled the application.
I am just wanting to get a loan to consolidate credit card debt because I'm sure we are paying much higher interest than we need to.
Thanks in advance!

Comments

  • If your UK bank receives a salary and you have a good credit score I don't see a problem.

    If your salary is paid to you abroad then it will be more difficult.
  • dib-dab
    dib-dab Posts: 92 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the reply - our salaries are paid into accounts abroad but we do transfer money back to UK accounts for mortgage etc. So maybe it will be difficult.
  • dib-dab wrote: »
    Thanks for the reply - our salaries are paid into accounts abroad but we do transfer money back to UK accounts for mortgage etc. So maybe it will be difficult.
    It certainly will - can you not get a loan where you are domiciled now?
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