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Need help to get a loan

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innercx
innercx Posts: 11 Forumite
I have a barclaycard intial visa which has an interest rate of 27.75 that i got a few years back when i had no rating i want to get a loan to cover off the balance of 1260 as im only paying the min and getting nowhere
ideally i want a loan for 1600 to also cover of some bank charges i am incurring
i think my credit ratings is ok as i had a slightly late payment back in april on a my american express can anyone recommend any loan providers i can look at for ok to bad credit rating thank you

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  • Dabooka
    Dabooka Posts: 839 Forumite
    Nomally I beleive it is the done thing to contact your bank in the first instance, as they may see better how you are handling your account.

    I'm sure some more detailed advice will be along soon.
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