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Advice needed with debt
wrighty1967
Posts: 21 Forumite
in Loans
We have a loan with black horse that has been on reduced payments, they sent me a statement that shows my debt has increased even though the interest was reduced for that period so I told them I would no longer pay them directly.
A company acting on their behalf contacted me this week & offered three options
1- pay a settlement figure over 3 months
2- pay the full balance with an initial lump sum plus a repayment plan
3- pay the full balance @ £200 a month
they say there is no further negotiation on this but the only option I really have is the 3rd one but at about £150 a month, just need some advice before I go back to them
Also if a car is on finance can they take it, it has a bill of sale attached.
A company acting on their behalf contacted me this week & offered three options
1- pay a settlement figure over 3 months
2- pay the full balance with an initial lump sum plus a repayment plan
3- pay the full balance @ £200 a month
they say there is no further negotiation on this but the only option I really have is the 3rd one but at about £150 a month, just need some advice before I go back to them
Also if a car is on finance can they take it, it has a bill of sale attached.
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