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Pension Loans
Hi i'm having various debt problems and i am looking at all areas and cam across a company offering pension release loans pensionreleaseuk.com. My pension (which is now frozen) is around 34k and they have offered me a 18K loan (with 5% fee) which my pension would pay off when i retire (around 30 years i hope) the interest…
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Small unsecured loan??
Hi All Its my first post on the Loans board, and I was just after a bit of advice. I have an overdraft of nearly £2000 and a credit card of just under £400 that I want to clear, I've been trying for ages to pay them off gradually but the interest means they're just not coming down. Can anyone suggest anywhere I might get a…
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Loan for really bad credit score
Hi there, I need a loan asap for £2,500, the thing is I have a really bad credit score and so does my partner. We both have CCJ's and many missed payments on other loans, which have all not been written off. Anyway I am 29 and on about £32k and my partner is 37 and self employed. Any suggestions to where I can get a loan…
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Expat Loans?
I own a UK property. Will be putting it on the market shortly (early next year) but need to raise some capital to do repairs and pay off debt incurred here (Asia). I am self employed in Asia and only UK income is the rental which is less than GBP10k p.a. I understand that it will be nearly impossible to find a btl…
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Loan taken out at my address
Hi guys, I have a bit of an unusual one here. Someone I know has their mail delivered to my house (bank statements etc.) as they work in this country and need a bank account to get their pay put into, even though they live in a different country. They lived in this country until a few years ago, and have never lived at…
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Unsecured Loan
Hi any advice appreciated. Got a mortgage with Nationwide,plus unsecured loan. Took out an unsecured loan for £15000 , have met the payments no probs, spent the loan on home improvements. Have been made redundant can meet mortgage no probs but struggling with loan.Havnt missed any pmts YET. Can they repossess the house ,if…
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Paying for something i never ordered or got!
Found out i been paying finance for an MFI kitchen I never ordered, MFI made enquiries to black horse to see if i could raise the money, they couldnt lend me enough so i couldnt buy the kitchen. MFI never cancelled the mandate. What rights do i have, do i have to pay for something i didnt ever get or in fact order. I been…
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take a loan or cash an isa?
Hi, we are currently looking for circa £25k for a discretionary purchase. We have a 100% share ISA to this value. Not sure whether we should i) take out an unsecured loan (don't want to consider a secured loan and we have no other borrowings) or ii) cash in the isa and make payments back into it similar to the loan…
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Bank changes terms of my loan & FO does nothing.
Hi, I have commercial loan with a big british bank. 2yrs ago, they changed the terms of my loan, thus increasing my payments by 200%, and reducing the term of my loan from 20 to 13 years. I took them to court. I made big mistake by taking them on mental stress, when it should have been financial stress. however, the bank…
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help........has anyone ever recieved an unsecured loan?????
hi, ill tell you a bit about my background im 22 and when i was 18 i opened an account for a family memeber they abused the account although they tried hard to succeed and was hit badly along the way by people ripping them off, i was young and niave and thought it was great to have business account and i would get money…
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Advice Please- whether or not to accept loan
Earlier today my partner applied for a loan with Tesco for £8300 over 4 years as the rate that they were advertising was 8% APR and appeared one of the lowest - Tesco have since called him back and said that they have accepted his application but because of his personal circumstances willl only offer him the loan with an…
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UNSECURED LOAN - Retired Private Tenant
Any one know of best loan company to approach for a loan for retired couple and private tenants. Also does anyone know of any loan company which only uses Equifax and not Experian or other.
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Funding an extension
Hi all, I am a bit lost at the moment as to how I can proceed with an extension I can afford and any advice would be welcome. My wife and I are homeowners (both 30 years old) and have a property worth around £200k. Our mortgage is around £150k giving us a loan to value ratio of 75% (dangerously close to 80%). We have lost…
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Need money for two weeks max - is a loan appropriate?
Short version of the story is I'm stuck in a catch 22 situation. We possibly have to move, but need money for the deposit plus a handling fee for the agents. We will be using the money from the first deposit to pay the new deposit, and it should only be a week or two between paying the money to the agent and getting the…
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Hyper embarrased - Will my credit score be affected
It's like this. I switched banks a couple of months ago. The new bank was supposed to arrange the switching of all the DDs. I honestly thought that had happened. Anyway, just after dinner yesterday evening the phone rings and its a chap from the finance company dealing with my car loan. The DD had been returned and I was…
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Help needed please!!
Hi, Last week I applied for a loan with Pathway Finance and was sent an application form and was told I needed to pay an admin fee. I chose to pay the£54 directly into their natwest account and still haven't heard anything (which after reading previous posts i'm not expecting to now) Call me what you will but I didn't know…
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Unsecured Loans
Hello, Please help me, I am new to this site. I am out of uni, and a freelance sound engineer. I make on average about £900 per month but I could do with transport to get to different work locations, so could do with a small loan. I am only looking for £2000 for as long period as possible so the repayments dont hit me too…
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Hsbc
Can anyone shed some light on the location of HSBC's UK based collection department? They use the following numbers 08007830766 or 08456006423
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Wentworth Direct
Has anybody heard of Wentworth Direct, If so what are they like? Thanks
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Advise needed please!!
Im due to go on maternity leave after xmas and due to Statatry maternity pay being really low my wages will be cut by at least half. This will mean that my out goings will be more than whats coming in. My main thing i pay is my loan, i owe about 5k off a 9k loan and have about 2.5 yrs left on it. It is through lloyds (who…
