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loans to a brother,stolen inheritance from other-advice please
5 years ago we took out a loan to help brother 2 pay off debts.It was £25000.He repaid for a year and we set monthly repayments,which he promised to repay.He is now £10500 in arrears. Both him and his wife work,they have had 7 holidays since taking this money from us,and haven't changed their lifestyle at…
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Major help required with a buy now pay later issue
Firstly sorry if I have posted this in the wrong section however I've had a read through and this looks like the best place for my query to go so here goes the scenario: Purchased a sofa in May 2006 on buy now pay later 12 months 0% interest free credit Payment date comes of 25/05/07 – cheque was posted to company and by…
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Car finance
My father has recently passed away after signing a car finance agreement on my behalf,i pay the repayments to the finance company. Do i need to inform them of my fathers death or just keep paying them as usual?
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What constitutes a contract?
Hi My father agreed to contribute £75k to a purchase of my house. The deal is yet to go through. As part of the mortgage application the bank asked to see a letter signed by him agreeing to contribute £75k and also stating that this is a gift and he would have no future claim on the house. He agreed to this and signed a…
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Declined a debt consolidation loan from my bank - do not know what to do!
I've just been declined a loan from my bank for £15k which I was going to use to Consolidate my credit card/pay off my car Due to a change in circumstance I am now paying a full mortgage whereby I was receiving half previously (although my flat is in my name). In order to cut costs I decided to consolidate my credit card…
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Firstplus loan not marked as Settled
I've just recently noticed that an old Firstplus secured loan account on my credit file does not read as Settled, instead it says £337cr. Around the time the secured loan was paid off they took an extra months payment which I then had to chase them for, eventually I received this payment refund. My question: Does the fact…
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Missold loan
Hi all. Just over 12 months ago My overdraft was £1100 (still is). I was on Incapacity benefit and still am. I was nearly at the top of my overdraft, maybe I was over. The bank offered me a loan saying it would be cheaper than the overdraft. I just accepted as I was worried about my financial situation and just thought…
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CashNETUSA / Quick Quid Problem
Good Evening All, I'm in desperate need of some advice and help with a problem I have just come accross with CashNETUSA T/A Quick Quid. Bit of background info first..way back in Feb I stupidly took out a Payday Loan with QQ, and duly paid it off in full in March, but found that I was struggling a bit, so stupidly get it…
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Loan fees/Sure thing loans
We got a loan with sure thing loans and they told us it would take 2 days to get it. We paid them £50 to get it and they messed us about and we got the loan from them over 2 weeks later. we asked for our loan fee back but they said no. We wanted the loan quick and paid for a fast loan but after waiting 2 weeks we think we…
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UNSECURE JOINT LOAN - Relationship breakdown
I have recently sold my house which I owned with my now ex-partner. Due to the negative equity in the property, we now have a unsecured joint personal loan with Northern Rock for £33K. Is there anyway I can separate myself from my ex-partner? If possible without paying half of the debt, has anyone had an offer excepted to…
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Rule of nines?
Hi all, having done a quick search on here and found nothing I have a question. Many years ago I took out a variable rate unsecured loan that was subsequently bought up by a US based financial company, the chap who originally sold it to me mentioned something that he called the rule of nines and which he explained as…
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HSBC Overdraft Help!!
Hi was wondering if anybody could give me some advice. i opened a business with a friend a several years back, i left the business a couple of years ago as we had a falling out. i took my name off as secretary and director, however i didn't take my name off the HSBC business account which was in £4000 overdraft, which i…
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Sacked But I have a Loan
I have recently been sacked from my job, as they think I stole money, but do not have any proof. I was sacked on the basis of probability, so I am obviously taking it to a tribunal! But in the mean time I have a small loan with Beneficial Finance for around £180 per month and cannot afford to pay it. Also I do not have any…
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Loan advice
I have a car loan from Duncton which is over half the term (I have one year left) I had arrerers, brought them up to date and wereback paying Duncton direct again. Despite several attempts to sort this - they have not taken a direct debit from me since April - the direct debit is live on my bank account but they are not…
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surethingloans
I applied for a loan with this company, and decided to cancel the application, i requested my fee back, and to date have not had a reply never mind a refund. anyone dealt with this company and any suggestions re my fee refund ???????
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Develop basement into new flat - where to start
I am a homeowner, own the ground floor flat of a Victorian conversion. For several years, Ive looked at the equity in my place and thought about renovating the basement under the property into a new self contained flat, to then sell. Living in London, after all there is a shortage of proerties right? Essentially I know a…
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help needed small loan.
Hi there Wondering if anyone could help... My rent is due tomorrow £450 and i have no money due to to paying bills and bank charges. Does anyone know of a legitmate company who could offer this money?
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why can't I get a loan?
I have applied for a loan and have been turned down. I always pay my credit card and have very little debt. The only thing I can think of is maybe the amount of times I have moved jobs and home in the past 2 years - does this make a big difference? I am just hitting a brick wall right now - having done all my calculations…
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Loan turned down - can't see any credit problems
Hi I have just been turned down by Black Horse for a loan. I have one with them currently (over a year) and this has been run perfectly. I check my credit file regularly via credit expert and all my accounts on there show they are satisfactory. The only thing I can see is in the past year I have had two late payments (only…
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Help with whether a loan is invalid please.
Hi, I hope i can get some help with whether a loan agreement i have with Lloyds TSB is enforceable on their part. I am only now asking this becasue of the way I have been treated over the last few days. A brief synopsis is: I contacted the bank on the 27th of sept to ask for a loan repayment holiday as due to an accident…
