CashNETUSA / Quick Quid Problem

geordie2k9

Good Evening All,

I'm in desperate need of some advice and help with a problem I have just come accross with CashNETUSA T/A Quick Quid.

Bit of background info first..way back in Feb I stupidly took out a Payday Loan with QQ, and duly paid it off in full in March, but found that I was struggling a bit, so stupidly get it back.

I did this for for a further 4 months, then in July I got made redundant and couldn't make the August payment...I got in touch with them straight away and they set up a payment plan for me which I stuck to paying the final amount which cleared the account a month later in September.

Today I have checked my CallCredit file and have found that they have marked Augusts payment as missed, which is fair enough..but then when i've made the last payment on the 15th September they have slapped a default notice on me, and another in October.

I have had no notice from them what so ever that they were going to do this or that they had, is there anyway I can get them to remove the default and get it changed to a settled account?

I have been in bits today becasue I have been keeping my files in good order and this is the only default on all 3 of my reports, and I was told by my bank today ( LLoyds TSB) that they are now using Call Credit for searches and i was hoping to get a loan next year for a new car now im back in work.

Ive attached the entry on my file so it makes more sense, any help or advice on what I can do would be greatly appreciated as this has got me so angry and upset that my file is knacked for the next 6 years for one missed payment.

Thanks In Advance for any help.

img32.imageshack.us/img32/5701/crfx.jpg

loopy.magic

Don't worry just yet, from what you've said it should be possible for you to get the incorrect information fixed. Do you have any correspondence from this company that states that the account was cleared in September? Do you have the other communications regarding the payment plan from them in writing? If so it should be a simple matter for you to send this to CallCredit who will correct your file.

The first thing though is to call the loan company and tell them what's happened, they will hopefully realise the error and correct your file.