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Loan for ex partner - can a legal document be made ?
My ex partner wants me to get a loan for her in my name. Its to pay 6 months rent in advance because she cannot get a guarantor. She will be on housing benefits as a single parent. If I were to get a loan for her, she would have to pay it back using the money from her housing benefit. But is there some way a legal document…
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loan from Paragon finance
i took out a secured loan with paragon for£50000 about 4 years age i pay approx £800 per month, after about 2 years i discovered that i had also taken out PPi for another £13000. i contacted paragon a few days ago to find out how much i still owed them, i am astonished that i still owe them £54320. have you any idea how…
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Getting a loan after a Trust Deed
Hi, Wonder if anyone can help. I have just finished a Trust Deed (last payment September) and am waiting on my discharge letter, which could take weeks. My car has failed it's MOT and I need one to get to and from work. Which means getting a loan, I tried CreditPlus, Infinity Finance and Carloans4U, all stating Bad Credit,…
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Consolidation Loan
Hi There My husband applied for a loan via a company over a month ago, it is a consolidation loan for 25k which will pay off our credit cards and half our monthly outgoings (on bills). Over the phone he was advised by the company, who are brokers, that his credit score was 98% and they had matched him with a loan over 8…
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Default removed, and score has gone down, help!!!
Hi All, My credit score yesterday was 483 on experian (with 1 default), however a default came off today which I was very happy about, but my score is now 276, what is going on? Thanks.
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loan for poor credit and on benefits
hi, im 21 and currently on benefit's, i have quite a rubbish credit history owing about £800 between several different companies, im currently awaiting my bank charges re-claim as i have wrote to my bank again claiming finantial hardship, i'dlike to know if anyone could recommnd a good loan company that will give me a…
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Firstplus=fraudsters
firstplus=fraudsters what I am saying is Barclays firstplus committed fraud on me and others when they sold PPI as having “no fee” when it did have a fee, they lied, the evidance is out there in the public domain for all to see if they look. Fraud is From Wikipedia, the free encyclopedia In the broadest sense, a fraud is…
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Recently Received Personal Loan
Hiya, I have recently received a loan from natwest as a consolidation loan. The said to me over the phone (I cant see anything in my contract at all) that I am required to close my 2nd credit card I have with another lender. (The loan was paying this off). I had to say "ok" to this over the phone for it to go ahead. Also I…
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Right time for loan
Hey, with the way that the market is going at the moment, Oil prices going up, the cost of living shooting through the roof, is it a good time to get involved in a personal loan, because the government may drop interest rate to alleviate the pressure that has been placed on families? Cheers
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Car Finance Advice Needed Please
Evenin' all. Bit of a complicated situation. I have had for nearly 2 years (4 year loan) a car which I no longer need. I am in the fortunate position of just receiving a company car. Due to previous debts I asked my dad to take the loan out on the car for me, he has done this with Barclays Asset Finance. The book price on…
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Why is Nationwide Loans so INEPT?
Hi I'm looking for some advise on repaying a loan to Nationwide. Because of the postal strike I decided not to repay the loan by post, as the amount needed to credit before the start of November. I called the loan team and they said I could pay in branch. So I trotted off to a Nationwide branch and paid the full amount by…
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Car - Mis sold on Boomerang option? Help
Hi, My husband and I bought a car on the boomerang finance deal, you pay for half the car by monthly payments over three years, at the end of the three years you can swap it for a new car and start all over again or simpy hand the car back and owe nothing as the deal guarantees the value of the car. This ends for us in…
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Please shed some light on my student loan?
Hi there, I appreciate your help. I recieved my student loan annual statement last month. It started in 2002 and my university course was 5 years long. I've got a decent job earning £35,000 pa. According to the statement, last year my balance was £15325.76 Last year I paid £1666.00 Interest for the year was £548.17. The…
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Advice for Loan on House
Hi Folks, I need some advise to help me sort out a problem that i have before it gets too deep. My wife and i purchased a second house 12 months ago for renting and with a long term view to make some money years later down the line. The property was purchased for £62,000 and needs approx £4,000 worth of work to make it…
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GE Money - Unpaid Direct Debit Fees
I have a loan has incurred some "Unpaid Direct Debit Fees" over the past few months due to redundancy. I get hit £25.00 a time - which seems a bit over the top. Are loan companies such as GE Money subject to the same "fairness" charges as the banks? Has anyone tackled them? What was the out come?
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2k loan
I have bad credit rating i do not own a home and i have No ccj's is there any hope of finding a loan for £2000 ?. I can repay it £300 a month. It is to clear a debt that is crippling me due to high interest. I pay about £35 a month interest and my debt keeps going up and up because of vet bills. this month alone its cost…
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where is the best place to get a £20k loan for 10years ?? Please help
Hi, my misses has just taken out a loan for 20k for 10 years for something around 10%, i have looked into it and if i can find another provider that will offer the same loan for a less percentage they will match it, as she as a excellent credit rating. any ideas on whom may offer a better rate for £20k for 10 years thank…
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Welcome Finance
Hello I had a loan secured on my house with welcome finance - in 2007 i surrendered the house for voluntary repossion as i was up to my eyes in debt, had mortgage arrears etc and despite trying to sell the house, i could not complete before they took me for full possession. My husband and i split up and i now rent a house…
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Paid off a possible unenforceable loan, any redress?
I have paid off a loan of £8,595 to Barclays Partner Finance in a lump sum payment, but since then it has become apparent that the loan may not be enforceable and may indeed have been illegal. The loan was to cover the costs of a training company to which I signed up, which it has become apparent is extremely dodgy and…
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Egg Loan Settled
Hi I have recently settled my egg loan and was given a settlement figure minus payment protection. My question is: should there be a rebate for interest for the rest of the loan?
