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Loan reference/referee
Last night a neighbour came around to discuss some problems she is having with her immediate neighbour, and whilst she was here, she dropped into the conversation that her partner had used my name as a reference or referee on a loan application. He apparently only used me because I had recently sent them an invitation to…
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Car Finance
Hi, Does anyone have any idea whether having a 'fair' credit score is good enough to obtain car finance? I've spent the last 12 months rebuilding my credit rating from 'very poor' to 'fair' and just keen to see if this will be sufficient. Any advice appreciated! I'm only looking at 5-7k Cheers
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question please?!
Hi I'm new to this forum but was hoping someone could help me I currently have a loan with HSBC , I pay £171 a month and have never missed a payment. I recently (after reading this website) realised I was paying payment protection insurance. I was 17/18 when I took out the loan and earn £22k a year now. My question is was…
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Loan taken out in my name without my knowledge
Hi, I have a loan in my name that my ex has taken out whilst we were together. I found out about it once we seperated. I have asked the bank for a copy of the credit agreement, which at present they can't find, and I do not have any paperwork. Talking to my ex he said that the bank told him to take the paperwork home and…
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Paying off loan early
If i pay off my loan early, plus the charge for paying it off early will this have a positive, negative or no affect on my credit rating?
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yourpersonalloan.co.uk - My brief experience
Just incase anyone is considering them: I applied for a loan with yourpersonalloan on Saturday 26 September and got "you've been accepted" email about half an hour later. All good I thought. Heard nothing all week so I called the number from the website on the following Friday to be told that I wasn't on their system so my…
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Teacher Loans
My partner and i are looking to get a loan for a new car and were wondering if anyone knows of any cheap loans for teachers? I've seen some advertised but my union (NUT) doesn't have any affiliation with any loan companies. Is there such a thing?
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loans
i took a loan out with barclays in 2006 for 25,000 over 60 months and i am paying 421.00 per month they told me i would have to take out ppi to get this loan do you think that they acted corectly by doing this ?:confused: :confused:
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Where are we now then on Loan Write Offs?
http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article6868968.ecep://business.timesonline.co.uk/to...cle6868968.ece
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Enforceable loan ?
Hi, have a loan with a major high street bank, basically due to error on their part I had to re-apply post agreemment and fax back agreement form as I was out of the UK. Subsequent to this I had to re-sign and re-send original copy as they had "misslaid it". The dates on my copy of the agreement are post the money being…
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Loan 'protection' question
Hi, We took out a loan almost two years ago, the term was 48months. I arranged separate loan protection myself as I thought if the worst happened this loan could push us over the edge. Now my husband has been made redundant and I'm thinking woo hoo so glad I bought loan protection.... until..... I spotted that the loan is…
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Credit Union Help
I recently lost my job and had several small debts that needed paying back, but my interest was more than my debts. I was recommended by the CAB to go my local credit union (Hampshire Credit Union). Worked brilliant for me. Small loans at a rate far cheaper than Provident etc. Each credit union offers something different,…
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Cancelling a credit agreement
Hi, hope someone can help me. At the beginning of September 2009, I signed up to start a web design course with Home Learning College, costing about £1500. I was using a Windows PC at the time of signing up, however, soon after signing up my circumstances changed as my PC failed and died. Due to limited funds it took me a…
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Abbeyloan settled-CapQuest threatening court action!
:( I settled an Abbeyloan on 10/8/09 following a horrendous period in arrears due to redundancy and living beyond means. Lesson learnt, all going well until received letter today, from HL Legal acting for Capquest who claim Abbey never told them account settled. Abbey say they did tell Capquest and confirm payments…
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Citi Financial loan
a few years ago i took out a loan with citi financial, at the time i also took out their Personal Takecare insurance after being told that it was their version of PPI and would be required because of my previous credit history. Last year i received a couple of letters, one stating that that my takecare insurance was about…
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Forensic Loan Mortgage Audit Software
Learn forensic auditing for home mortgages with our forensic audit guide. The guide shows you how to conduct a forensic audit simply and easy. Each step is outlined and written for you in an easy to read format.Check out our website forensicloansoftware.com
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HFC Bank trouble
Removed by poster
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Welcome Finance help.. please
Hello, Just trying to get to the bottom of a confusing situation.... We took a loan out with welcome finance a few years ago for approx 20k.. :eek: I have been paying it off each month, the payments were £287 per month for a while and then mysteriously it went up to £330 PM. when I phoned them to ask why they couldnt…
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Loan repayments while abroad...
Hi, I believe in being fully informed before making any decisions and the following question is based on a worst case scenario. I'm planning on emmigrating to the US and I was contemplating making the most of my very good credit rating here to get an unsecured personal loan, mostly to assist with relocation costs and give…
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Help! Bad credit score - loan??
I am currently looking for a loan of £8500 to pay off my existing loan and credit card i have. I owe about £850 on the credit card and £4500 on the loan. I'm taking alittle extra out as i need to do some home improvements. The thing is, i have a bad credit score, only through applying for too much credit like an idiot! I…
