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Egg loan Statement
Hi I am new to this site and I am hoping someone can shed light on my egg loan statement. I took out an egg loan for £25k in 2004, I lost my job in 2005 and was not able to make the agreed monthly payments I made contact with them in early 2006 and we agreed on a payment of £20 per month and they sent me a letter agreeing…
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GE Money problems
Hi I'm not sure if this is the right place to ask this so please feel free to move it if it isnt. Thank you. I'm asking on behalf of my MIL She bought an item from Comet about 5 years ago and took out the pay over time offer which was supplied by GE Money. A while after setting it up she missed a couple of payments which…
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Education Funding
Hi. I would like to take a course in Teaching English as a foreign Language. The courses average around the £1000 area. Does anyone know if I can get funding for this or some sort of education loan? I have looked around but not found much. Student Loan company seems to be the answer but they only appear to loan to student…
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Unsecured Loan Default
Hi all..can anyone advise me on this situation...I own 2 propertys, one is mortage free and is currently being lived in by my daughter the other is my residence and has a small mortage to pay. If I run into difficulty paying back an unsecured loan or credit card due to say redundancy am i then at risk of loosing my 2nd…
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help me with welcome can sum1 read this and tell me if its ok and what they think
To Margaret Young Hi Margaret Young my name is Mr *************** I have received 4 letters from Ruthbridge LTD with the ref No.********* I will try to tell you what happened and how long its been sins i got the finances with Welcome hope it makes sens to you as i no longer have the agreement or receipts for the finances…
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Nationwide want loan repayed immidiately!
Hi, first time here, don't know if anyone can help, it is urgent. My daughter Stevie has a loan with £500 left to pay which would be completed mid January. Out of the blue Nationwide have demanded the full monies within 14 days. Their excuse for the demand is because last June she was less than one day late in making her…
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unsecured to sceured loan
Hi. My son is in the process of buying his first house, and only a matter of weeks away from signing the contracts. However the vendors got in touch saying they could no longer sell the house as there is a charge placed on the property, this is for a loan payments which were missed. When questioned further it would appear…
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re provident / littlewoods
My neighbour came round last night, on Friday she had a doorstep collection company come to her house concerning a debt she has with littlewoods catalogue, a debt that she went to the CAB with as due to her being hospitalised for a few weeks, and on sick since her catalogue debt of £25 p/w she was unable to pay, after…
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Scammed by Yesloans?
Hey, first off this isn't for me but for my utter numpty of an older brother. Anyways he's got really bad credit and is currently with a debt management company paying off old debts, he's been with them for a good couple of years and will have paid all his debt off in a few months. Anyways he wants an engagement ring for…
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Unsecured Loan Required
I have a loan with Barclays but the repayments are very high. I want to obtain another loan to pay off the Barclays loan. My problem is that Barclays will not provide me with a new loan. I have also tried the cooperative bank who have also said no. I have checked my credit rating which shows as Good with a score of 438 /…
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Lloyds Tsb Loan overpayments online
Hi, :confused: I would like to make ovepayments to my Lloyds Tsb Loan account and I would like to do it using my online banking facility, also with Lloyds. Does anyone know the Bank details i.e. the sort code and account number to which I should send additional funds to? :beer:
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can my employer settle my debt
Hi new to here and this might have been covered, if it has then I apologise but I am trying to sound something out before I even think about it anymore. Ok here goes. Lets say I have a loan and I wanted it settled but never had the funds to do it. Can my employer pay off my debt and I take a reduction in wages for a…
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loans to credit card???
Just to ask if it is a good idea or not to transfer a loan to a % credit card, I have 2 more years on my loan, but just thinking of the % interest on the credit card??
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APR on Car Finance - am I stupid?
%I am appealing to the more financially astute out there to help me. I am just reviewing my finances and think I have been a tad daft. I've just brought a car for £25k, placed a £6k deposit and took a 2yr finance deal with the garage at a monthly cost of £250 and an option to pay £18500 at the end of the 2 yrs if I wish to…
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Help! Welcome Finance claim i'm in arrears!!!
I took out a loan with welcome in 2006. I have all the paperwork. It was over three years and the first payment was in November 2006. I thought i was coming to the end of my loan payments so I called the company who confirmed in September (just a couple of weeks ago) that October would be my final payment! WOOHOO! I…
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Got car loan for brother - always late in paying!
A couple of years ago I took out a loan with Barclaycard Car Finance on behalf of my brother (yes, I know - I was trying to show some faith in him after he had been through a bad time). He has had a few missed payments over the period, resulting in penalty charges and blackmarks on my credit file (which I am trying to…
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How is Personal Contract Plan finance calculated
I am looking to purchase a new car for my missus, the local dealer are giving us a deal on new vehicles. If I take the cost price, minus the deposit this I thought gave me the balance I need to finance? However because they can calculate the guaranteed future value of the car they don't finance this part? but if I use a…
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Loan Time
I'm buying a car and have paid a deposit on it. Need to start the processes to get a loan and get back to the dealer before he gets annoyed at me and flogs it to someone else! :D I have been offered dealer finance but it is about £70-80 more expensive than headline rates around. How is the postal strike going to affect me…
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Offers of loans unwanted
Hi I have had several phonecalls from loan companys saying that in answer to my interest they can arrange a loan for me. I have not applied for a credit card or loan altho these companys say that I have expressed interest and are happy to go ahead with the loan. Are they just cold calling or should i be concerned that…
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Bad credit loan advice
Hey guys, i'm new here and was hoping to get some advice. I'm looking for a loan for bad credit, I don't think my credit is that bad, in March my credit score was 650 a few months before that i was offered a loan by HSBC for £3,000 but i didn't take it as i didn't need it at the time and now i do HSBC say i can't be…
