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Waiting for reply from chief executive of Lloyds TSB
Hi there I sent an email to the chief executive of Lloyds TSB today regarding a loan I took out in June. Has anyone else done this? Does anyone know what sort of timescale I should expect to receive a reply? Please don't tell me eight weeks lol. Cheers. Tina.
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Student Loan repayment
I started my degree course in 09/1997 when I was aged 38.SLC tell me that the debt will be wiped when I reach the age of 60. However the table on MSE seems to suggest that for loans taken out between 1990 and 1997 the 'write off' age is 50 if aged under 40.Does this mean under 40 now or under 40 at the start of one's…
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How to transfer a Personal Fixed Loan to a Credit Card?
HI all, I have a personal Loan with high interest. Is there any way i can transfer this on to a Crediit Card? Giving me a a lower interest to pay. Thanks, Tiago
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will uk personal loans get cheaper?
Want to buy a new motor rather than need to. Does anybody have any thoughts on whether uk personal loans get cheaper if I wait a while or will they remain pretty much the same indef..? ta. Steven
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Is this legit?
I recently bought a new guitar on a finance deal. One payment up front and then 9 subsequent payments via DD. The instruction and collection of the DD then goes from the guitar shop to their apparent affiliate musical finance company. The problem is then partly my fault because I hadn't kept tabs on it, but they hadn't…
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Payday loan lenders
Hi I am tryng to find a list of payday lenders, but all i ever find is brokers and affiliates who tend to just take my information and pass it round to other brokers, who spam me and send texts, none of them ever find lenders, so i guess it's some kind of information gathering company I want to borrow £200 directly from a…
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Loans without early repayment charges
Help! My first post on here, but I'm at my wits end so wondered if anyone could help. Does anyone know of any banks that might offer me a loan, but without me incurring massive repayment charges if I pay off the debt early? I need to lay my hands on around £10,000 relatively quickly, but hope to be in a position to pay it…
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real personal finance
Has anyone had experience of apply with this company and what they are like?? i have a fair credit rating got refused from tesco due to a previous address, nothing to do with me though.
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Its not my loan
I have received a letter off a debt collection company called 1st credit. The letter states they have bought my debt of £600 for an unpaid loan, and they want it repaid immediately. I have never applied for a loan I called 1st credit and spoke to an incredibly rude person, who informed me that this was relating to a loan…
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Loan going to legal action what do I do?
Hi, I took out a loan with Halifax in August 2007 but due to a number of factors - I had to take a lower paid job for health reasons and then lovely Halifax continually charging me £35 got me further and further into financial difficulties and I could no longer afford the repayments. I am very guilty of burying my head in…
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Student Loans
I need help, I have an exsiting student loan which i havent paid any money towards since i left my role in 2006 to go travelling, since returning in 2007 i have been working and earning £15k+ but no money has been collected. This has been discussed with my employer, he pays wages through an accountants. They have my…
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Warning Warning Warning
Hi everyone I don't know if anyone has posted this already but I just saw an ad on TV this morning from QuickQuid.co.uk offering small loans to tide you over till payday - APPROACH with caution - better still not at all. The advertised interest rate from this company was 2356% APR !!!:eek: To say I was gobsmacked was an…
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Loan to pay off debts... bad idea???
Hi Everyone this is the first thread I've started on here so excuse me if it's in the wrong place or something. Basically we have £6500 of debt which has been acquirred through several things, one of which is a loan that was taken out a few years ago. We have been struggling to keep on top of everything and the demand for…
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best buisness loan
i need advice on the best buisness loan out there, probably need to borrow 30,000 to start up small grocers shop,but want to know lowest ratesmay need overdraft cheers kymmy:j:money:
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Car Finance - can I hand back car
Hello, I hope you can help. We took a car out, paperwork is headed ' Credit Agreement Regulated by the Consumer Credit Act 1974' In the agreement it states 'You do not not have the right to cancel this agreement under the Consumer Credit Act 1974 or the time share act 1992. In addition you will not have any right to cancel…
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Car finance query.....
My partner currently owns a car purchased under a car finance agreement. This agreement is 3years into a 5year agreement. We are thinking about handing the car back to the finance company as we have since bought a new car outright. does anyone have any experience or knowledge of what this entails? do we get market value…
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Its not my loan
I have received a letter from a debt collection agency called 1st credit limited. 1st credit are stating that they have bought my debt for a loan of £600, and they want it repaid immediately. I have never had this loan. I called 1st credit and spoke to an incredibily rude person, who stated that I took out a loan of £500…
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Abbey Loan Problems- Please Help
I took out a £15,000 loan with Abbey in September 2008 to pay back my parents for the renovations I did to my house. The repayments on £15,000 was £265.50 per month. In May this year I decided to extend this loan to £20,000 and so I went into my branch to arrange this. I extended the loan and recieved a letter to say that…
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Complete and utter loan novice
Can anyone give me advice please. My car is a proper old banger approx 14yrs old. Its due for its MOT in Feb and Ive got a feeling that its gonna start costing me a lot more than the cars actually worth. Ive got £2000 in savings in an ISA that I can have access to January 7th. I was thinking about looking at cars…
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Nemo Finance
Hey, hoping for some help. We stupuidly took a secured loan with Nemo Finance for 25k in 2006. We may now be coming into some money and we obv want to pay this off asap. I have requested a settlement figure and the figure they have sent is 30k.... but the loan was only for 25k.... Is this right?
